---
title: "Atrayee Mukherjee - Vice President - Lead Product Manager in Bengaluru | Tal"
description: "Meet Atrayee Mukherjee, Digital Product Leader | Retail & Business Banking | Onboarding, Servicing & Customer Primacy at Scale| Building banking experiences that drive adoption, retention & customer experience. based in Bengaluru. AI stack includes claude, ChatGPT, and Devin."
image: "https://tal.club/meet/atrayee-mukherjee/share-image"
---

# Atrayee Mukherjee on Tal

## Headline

Digital Product Leader \| Retail & Business Banking \| Onboarding, Servicing & Customer Primacy at Scale\| Building banking experiences that drive adoption, retention & customer experience\.

## About

I turn complex, branch\-bound banking journeys into fast, intuitive digital experiences\. As Vice President and Lead Digital Product Manager at Wells Fargo, I lead teams\-of\-teams to reimagine how customers open, fund, and service their accounts across retail and business banking\. Across 15\+ years in digital product and banking, I've learned that the best products quietly remove friction \- and that real impact shows up in adoption, retention, and the numbers behind them\. A few things I'm proud of: 1\. Brought account opening and onboarding down from 48 hours to 15 minutes, contributing to \~2M accounts opened since inception\. 2\. Helped shift high\-volume servicing from branch to digital — moving Certificate of Deposit renewals from fully branch\-based to \~49% digital \(\~73\.6K customers/month\) and driving \~250K digital direct\-deposit setups\. 3\. Contributed to a best\-in\-class 4\.9 mobile app rating across the App Store and Google Play \(J\.D\. Power, 2026\)\. Helped conceive an AI\-assisted, query\-driven code\-summarization tool that accelerates discovery on legacy systems\. The way I work: I pair product strategy with hands\-on execution, anchor delivery to clear OKRs, and stay close to both the customer journey and the engineering reality\. I care deeply about building high\-performing teams and giving them the room to grow\. Before Wells Fargo, I shaped enterprise billing, payments, and transformation programs as a Senior Business Analyst at RBS/NatWest and BNY Mellon — work that still grounds how I approach complex, regulated systems\. I hold an MBA in Finance & IT and am a Certified Scrum Product Owner \(CSPO\)\. Always happy to connect with fellow product leaders, digital banking practitioners, and anyone working to make financial services simpler and more human\.

## Location

Bengaluru

## AI stack

claude

ChatGPT

Devin

Microsoft Copilot

## Work experience

Vice President \- Lead Product Manager at Wells Fargo, Jan 2024 \- Present · 2 yrs 10 mos, Bengaluru, Karnataka, India

Senior Product Manager at Wells Fargo, Jan 2022 \- Jan 2024 · 2 yrs 1 mo, Bangalore Urban, Karnataka, India, Working as a part of Corporate Strategy, Digital & Innovation team, working towards development and launch of working e\-banking, mobile & tablet financial services, empowering customer & stakeholder, working in tandem with business & technology\. Day on day basis, involved in drafting the Product Backlog for the team by refining the requirements, collaborating with various external teams like in\-language translation team, ADA team, interacting applications team, etc\.

Digital Consultant at Wells Fargo, Nov 2020 \- Dec 2021 · 1 yr 2 mos, Bangalore Urban, Karnataka, India, Worked as a part of Corporate Strategy, Digital & Innovation team, leading team towards development & launch of financial services as a part of e\-banking, mobile & tablet solutions\.

Business Analyst at NatWest Group, Nov 2017 \- Nov 2020 · 3 yrs 1 mo, Gurgaon, Haryana, India, Worked as a part of Commercial Banking Business Unit, towards Business transformation projects\. Involved in simplifying the Mid\-Office & Billing landscape for Commercial customers\. Designing simple & reliable solution architect, which would reduce technology debt & also be cost effective\.

Senior Business Analyst at Q3 Technologies, Jun 2017 \- Nov 2017 · 6 mos, Gurgaon, Haryana, India, Worked as a part of the Pre\-Sales team, pitching in\-house product & services to clients\.

Senior Business Analyst at BNY Mellon, Apr 2015 \- Jun 2017 · 2 yrs 3 mos, Pune Area, India, Drafted Business Requirements document, Functional Requirements Document,Validating Design document, Supporting development,Validating Test conditions, validating test cases, Supporting SIN testing and performing UAT, provided stakeholder training to best understand the launched product

Software Engineer at Accenture, Jun 2011 \- May 2013 · 2 yrs, Hyderabad Area, India, Worked in a project where I used to be the Billing Domain Expert for the client\.

## Education

Master of Business Administration \(M\.B\.A\.\), Finance, General, ICFAI University

Bachelor of Technology \(B\.Tech\.\), Electrical engineering, kiit university

[View the original profile](https://tal.club/meet/atrayee-mukherjee)

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