---
title: "Ashutosh Nagar - Lead Digtial Product Manager in Bengaluru | Tal"
description: "Meet Ashutosh Nagar, Product @ Piramal | Digital & AI | FinTech | Ex: IDFC, Barclays based in Bengaluru. AI stack includes anthropic apis, antigravity, and claude code."
image: "https://tal.club/meet/ashutosh-nagar/share-image"
---

# Ashutosh Nagar on Tal

## Headline

Product @ Piramal \| Digital & AI \| FinTech \| Ex: IDFC, Barclays

## About

A learner

## Location

Bengaluru

## AI stack

anthropic apis

antigravity

claude code

gemini

openai

Cline

## Work experience

Lead Digtial Product Manager at Piramal Capital & Housing Finance Limited, Jul 2024 \- Present · 2 yrs 3 mos, • Spearheaded the development of a Generic API Stack for diverse loan products in collaboration with various LSPs and partners\. • Drove initiatives in Digital Lending, focusing on D2C Lending and Embedded Finance solutions\. • Enhanced product offerings including Personal Loans, Business Loans, and Merchant Cash Advance to meet market demands\.

Senior Digital Product Manager at Piramal Capital & Housing Finance Limited, May 2022 \- Jun 2024 · 2 yrs 2 mos, Digital Lending \| Fintech Partnerships \| Co\-lending \| Embedded Finance \| Lending as a Service Built a Generic API Stack powering following loan products in partnerships with various LSPs and partners\. Check\-Out Finance Personal Loan PreQualified Personal Loan CoLended Personal Loan Business Loans Education Finance Cash Flow based Lending Merchant and Consumer BNPL Merchant Cash Advance \( EDI Product\) Micro Finance Loan Loan against mutual funds Colending with Banks \( colending stack\)

Product Manager at IDFC FIRST Bank, Feb 2020 \- Apr 2022 · 2 yrs 3 mos, Mumbai Area, India, Digital Solutions \- Retail Lending Instant D2C Loan Journeys Built D2C Easy Buy EMI card journey Solved Disbursement problem for End\-Use Control loans Pioneered Account Aggregator Launch in IDFC

Intern at AU SMALL FINANCE BANK, Apr 2018 \- May 2018 · 2 mos, Jaipur Area, India,  Strategized the Au innovation Centre launch along with its operation’s roadmap for the short term  Identified gaps in the bank’s digital offerings by benchmarking versus industry trends  Created high\-level digital architecture for stakeholders envisaging the desired state of digital banking  Appraised several projects of Au bank and proposed projects that required partnership with Fintechs

Software Developer at Barclays, Jun 2015 \- Jun 2017 · 2 yrs 1 mo, Pune Area, India,  Designing, creating and maintaining Web Services in rewards, payment and partner domain for US credit card business  Representing rewards team in business case analysis meetings, design discussion meetings and channel interactions JetBlue Credit Card Launch  Represented rewards team in business requirement, design review, and project review meetings  Redesigned the rewards miles tracker functionality for Airline partners reducing response time by 50% Sallie Mae Credit Card Relaunch  Led the design discussion successfully with 4 teams for the redemption and reconciliation process  Revamped the Sallie Mae partner point redemption process which decreased processing time by 60%  Developed HADOOP data processing engine for redemption settlement which processes 1000 rec/day Payment Resolution  Designed a new processing architecture currently used by 6 different payment resolution workflows  Developed payment resolution workflows that handles 50,000 requests/year Loyalty Edge Launch  Created a redemption process for gift card and merchandise redemption in Loyalty Edge Launch Project  Overhauled entire cash back redemption flow thereby leading to reduction in processing time by 50%

## Education

Master of Business Administration \- MBA, Indian Institute of Management Udaipur

Bachelor of Engineering \- BE, Computer Science, Institute of Engineering & Technology DAVV, Indore

[View the original profile](https://tal.club/meet/ashutosh-nagar)

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