---
title: "ASHOK L - Senior Technical Associate in Bengaluru | Tal"
description: "Meet ASHOK L, Android Developer | Kotlin, MVVM, Coroutines/Flow, Hilt, Retrofit, Room | Fintech & Banking Apps | 2.5+ Years Experience based in Bengaluru. AI stack includes claude code, gemini, and openai. Explore public work links including github."
image: "https://tal.club/meet/ashok-l/share-image"
---

# ASHOK L on Tal

## Headline

Android Developer \| Kotlin, MVVM, Coroutines/Flow, Hilt, Retrofit, Room \| Fintech & Banking Apps \| 2\.5\+ Years Experience

## About

I'm an Android Developer with 2\.5\+ years of experience building secure, production\-grade mobile applications for the banking and fintech sector\. At Atyati Technologies, I develop and maintain Android applications used by nationalized and private\-sector banks for digital loan onboarding and financial inclusion — covering everything from Aadhaar\-based eKYC and biometric authentication to real\-time payment collection and loan lifecycle management\. I work primarily in Kotlin, following MVVM architecture with Coroutines, Flow, LiveData, and Hilt for dependency injection\. On the data side, I build REST API integrations with Retrofit and OkHttp, backed by Room for local storage, with a strong focus on secure coding — SSL/TLS, encryption, and safe handling of sensitive financial and biometric data\. Some things I've shipped: • A digital loan\-onboarding app taking customers from application through eKYC and eSign • Biometric and Bluetooth device integrations for field\-agent verification and document capture • Payment collection via PayU \(cash, QR, UPI\) with repayment tracking and wallet management I'm currently exploring Android Developer roles, where I can keep growing beyond fintech while bringing the same focus on secure, reliable, user\-facing engineering\. Feel free to connect or reach out — always happy to talk Android, fintech, or opportunities\.

## Location

Bengaluru

## AI stack

claude code

gemini

openai

ChatGPT

## Work experience

Senior Technical Associate at atyati Technologies, Jun 2026 \- Present · 4 mos, Bengaluru, I design, develop, and maintain Android banking and fintech applications for nationalized banks and financial institutions, working across the full SDLC from development through production support\. • Build and maintain Financial Inclusion and Loan Application modules using MVVM architecture with LiveData, ViewModel, Room Database, Kotlin Coroutines/Flow, and Hilt for dependency injection • Implement secure REST API integrations using Retrofit and OkHttp, applying SSL/TLS encryption and secure coding practices to protect sensitive financial and biometric data • Integrate hardware and third\-party SDKs including biometric devices \(RD Service\), Bluetooth/USB thermal printers, Digio \(eKYC/eSign\), and PayU \(payments\) • Collaborate closely with QA, backend, and business teams in Agile ceremonies to plan, build, and ship features on schedule • Recognized with the "Extra Mile" Award for high\-quality performance \(2025 & 2026\)

Android Developer at atyati Technologies, Feb 2024 \- Present · 2 yrs 8 mos, Architect, develop, and deploy production\-grade Android banking and loan origination applications serving nationalized and scheduled private\-sector banks under strict financial compliance standards\. Implemented modular MVVM architecture integrated with Hilt for robust dependency injection, reducing code coupling and accelerating feature velocity by 30%\. Engineered offline\-first capabilities using Room Database and background sync mechanisms, ensuring uninterrupted field operations for banking correspondents in low\-bandwidth rural environments\. Built resilient network layers with Retrofit & OkHttp, enforcing strict SSL/TLS certificate pinning, cryptographic payload protection, and secure session lifecycle management\. Actively collaborate with backend engineers, UI/UX designers, and QA teams across 2\-week Agile sprints, participating in sprint planning, code reviews, and defect triage\.

Technical Associate at atyati Technologies, Feb 2024 \- Jun 2026 · 2 yrs 5 mos, Bengaluru, Karnataka, India

Student Intern at JSpiders \- Training & Development Center, Jun 2023 \- Feb 2024 · 9 mos, Bengaluru, Karnataka, India

## Education

BCA, Computer Science, The Oxford College of Management, No\.32, 19th Main Road, 17th B Cross, Sector\-4, HSR Layout, Bangalore \-560 102

Bachelor of Computer Applications, The oxford college of engineering

## Public links

- github: https://github\.com/ashoklakshamanan\-glitch

[View the original profile](https://tal.club/meet/ashok-l)

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