Headline

Android Developer | Kotlin, MVVM, Coroutines/Flow, Hilt, Retrofit, Room | Fintech & Banking Apps | 2.5+ Years Experience

About

I'm an Android Developer with 2.5+ years of experience building secure, production-grade mobile applications for the banking and fintech sector. At Atyati Technologies, I develop and maintain Android applications used by nationalized and private-sector banks for digital loan onboarding and financial inclusion — covering everything from Aadhaar-based eKYC and biometric authentication to real-time payment collection and loan lifecycle management. I work primarily in Kotlin, following MVVM architecture with Coroutines, Flow, LiveData, and Hilt for dependency injection. On the data side, I build REST API integrations with Retrofit and OkHttp, backed by Room for local storage, with a strong focus on secure coding — SSL/TLS, encryption, and safe handling of sensitive financial and biometric data. Some things I've shipped: • A digital loan-onboarding app taking customers from application through eKYC and eSign • Biometric and Bluetooth device integrations for field-agent verification and document capture • Payment collection via PayU (cash, QR, UPI) with repayment tracking and wallet management I'm currently exploring Android Developer roles, where I can keep growing beyond fintech while bringing the same focus on secure, reliable, user-facing engineering. Feel free to connect or reach out — always happy to talk Android, fintech, or opportunities.

Location

Bengaluru

AI stack

claude code

gemini

openai

ChatGPT

Work experience

Senior Technical Associate at atyati Technologies, Jun 2026 - Present · 4 mos, Bengaluru, I design, develop, and maintain Android banking and fintech applications for nationalized banks and financial institutions, working across the full SDLC from development through production support. • Build and maintain Financial Inclusion and Loan Application modules using MVVM architecture with LiveData, ViewModel, Room Database, Kotlin Coroutines/Flow, and Hilt for dependency injection • Implement secure REST API integrations using Retrofit and OkHttp, applying SSL/TLS encryption and secure coding practices to protect sensitive financial and biometric data • Integrate hardware and third-party SDKs including biometric devices (RD Service), Bluetooth/USB thermal printers, Digio (eKYC/eSign), and PayU (payments) • Collaborate closely with QA, backend, and business teams in Agile ceremonies to plan, build, and ship features on schedule • Recognized with the "Extra Mile" Award for high-quality performance (2025 & 2026)

Android Developer at atyati Technologies, Feb 2024 - Present · 2 yrs 8 mos, Architect, develop, and deploy production-grade Android banking and loan origination applications serving nationalized and scheduled private-sector banks under strict financial compliance standards. Implemented modular MVVM architecture integrated with Hilt for robust dependency injection, reducing code coupling and accelerating feature velocity by 30%. Engineered offline-first capabilities using Room Database and background sync mechanisms, ensuring uninterrupted field operations for banking correspondents in low-bandwidth rural environments. Built resilient network layers with Retrofit & OkHttp, enforcing strict SSL/TLS certificate pinning, cryptographic payload protection, and secure session lifecycle management. Actively collaborate with backend engineers, UI/UX designers, and QA teams across 2-week Agile sprints, participating in sprint planning, code reviews, and defect triage.

Technical Associate at atyati Technologies, Feb 2024 - Jun 2026 · 2 yrs 5 mos, Bengaluru, Karnataka, India

Student Intern at JSpiders - Training & Development Center, Jun 2023 - Feb 2024 · 9 mos, Bengaluru, Karnataka, India

Education

BCA, Computer Science, The Oxford College of Management, No.32, 19th Main Road, 17th B Cross, Sector-4, HSR Layout, Bangalore -560 102

Bachelor of Computer Applications, The oxford college of engineering

Public links

github: https://github.com/ashoklakshamanan-glitch