Legal & Policy @ Fold | Fintech, Product Development, Legal Research

Bengaluru, Karnataka, India


Noida Area, India

New Delhi Area, India

New Delhi Area, India

New Delhi Area, India

BA LLB (Hons.), Law
National Law University, Delhi

Semester Exchange, Law
University of Illinois Urbana-Champaign
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Bengaluru
Legal & Policy at Fold, Feb 2022 - Present · 4 yrs 6 mos, Bengaluru, Karnataka, India, As the sole legal professional, lead all legal and public policy functions—encompassing fundraising, corporate restructuring, IP management, commercial contracts, employment matters, data privacy, product compliance, regulatory strategy, and business operations. Independently built scalable legal frameworks while providing strategic input on business initiatives to balance product innovation with compliance in an evolving regulatory landscape. • Data Privacy & Compliance: Developed comprehensive data protection frameworks aligned with sectoral regulations and upcoming DPDP Act and SEBI’s Cyber Security Framework. Implemented cross-functional data protection protocols, privacy policies, and consent mechanisms. Conducted privacy impact assessments for new features, established data minimization guidelines, incident detection and response procedures to safeguard sensitive information enabling compliant data utilization. • Strategic Agreements: Negotiated and closed high-impact agreements with leading account aggregators, payment gateways, business partnerships, and technical service providers to support product and business initiatives. • Product Development: Collaborated with product teams to advise on legal and regulatory compliance for industry-first features—including drafting T&Cs and reviewing design/user flows—many of which became industry standards. • Regulatory Compliance: Acted as Compliance Officer for PFRDA and SEBI entities, proactively managing periodic compliance and securing a SEBI license without engaging external consultants to pre-empt regulatory changes and avoid business disruptions. • Advocacy & Regulatory Engagement: Represented company at industry forums (Sahamati’s PFM User Council & Fair Use of AA Committee), ensuring our strategic priorities were reflected in ecosystem governance and broader policy frameworks.
External Legal at Devfolio, Mar 2022 - Dec 2024 · 2 yrs 10 mos, Assist Devfolio with their projects, such as ETHIndia (the world's largest Ethereum Hackathon), paid fellowships for students, university hackathon support programs, equity-free grants for developers, quadratic funding for public goods, on-chain attestations, and engagements with Base (Coinbase), the Ethereum Foundation, Polygon etc. • Contract Development & Negotiation: Created standardized contract templates and successfully negotiated agreements with key partners such as Google Gemini, Coinbase, and Polygon etc. to facilitate hackathon hosting. • Product Advisory: Advised on features like soul-bound NFTs, on-chain attestations, quadratic funding and on-chain prize disbursements, setting up AML/KYC processes enabling over $2M in on-chain prize distributions to more than 80 countries. • Physical Events & Dispute Management: Provided end-to-end legal support for on-site hackathons - securing police/fire department permissions, drafting vendor agreements, implementing anti-abuse/PoSH policies, and preparing waiver/consent forms for minors. Successfully handled pre-litigation and litigation matters with vendors, obtaining favorable outcomes through strategic approach and timely interventions.
Associate at AZB & Partners, Jul 2019 - Aug 2021 · 2 yrs 2 mos, Noida Area, India, Worked in the General Corporate/ M&A/ PE team led by Mr. Anil Kasturi.
Fellow at Centre for Innovation, Intellectual Property and Competition, Jan 2018 - Jun 2018 · 6 mos, New Delhi Area, India, Assisted Mr. Pai with research for a introduction to patent injunctions in India which was included in Rafal Sikorski (Ed.) Patent Law Injunctions, Kluwer Law International B.V (2019)
Fellow at Centre for Innovation, Intellectual Property and Competition, NLU Delhi, Jan 2017 - Jun 2017 · 6 mos, New Delhi Area, India, As a paid student fellow assisted the Research Centre with its initiatives and activities, primary focus on comparative study of IPR protections and their relationship with the TRIPS Agreement in the developing world.
Researcher at Centre for Innovation, Intellectual Property and Competition, NLU Delhi, Jul 2016 - Dec 2016 · 6 mos, New Delhi Area, India
BA LLB (Hons.), Law, National Law University, Delhi
Semester Exchange, Law, University of Illinois Urbana-Champaign