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Arnab Baruah

Software Engineer @ KreditMitra | Ex-Nirvala | Building Scalable Fintech & Multi-Agent AI Systems | TypeScript, Next.js, PostgreSQL | IIT Roorkee ’23

Bengaluru

2+ years of work experience

KreditMitra
Feb 20267 mosPresent

Bengaluru, Karnataka, India

• Built an Android lending app using Kotlin and Firebase, enabling EMI-based mobile recharge financing for 500+ users through secure payment integrations and idempotent transaction processing. • Developed an AI loan eligibility agent that interviewed 100+ applicants, analyzed credit and SMS data, and generated credibility scores using intent and truthfulness analysis. Domain: Fintech, Mobile Credit Ecosystem Tech Stack: Kotlin, Firebase, Android SDK
Nirvala
Dec 20241 yr 3 mosFeb 2026

Remote

• Spearheaded product development and UX/UI design of an all-in-one operational SaaS platform from scratch, successfully scaling to serve 10+ care facilities and 100+ daily active users. • Engineered a multi-agent RAG retrieval system combining keyword and semantic vector search over 5K+ structured records for real-time, accurate query handling. • Built a performance-optimized React Native mobile app featuring an AI conversational companion supporting real-time voice call, call scheduling, conversation transcripts, and adaptive personalization. • Integrated cross-platform messaging pipelines (including WhatsApp) and automated reporting workflows, saving care facilities 10+ hours/week in manual overhead. Domain: HealthTech, SaaS, Conversational AI, Operations Automation Tech Stack: Next.js, Nest.js, TypeScript, PostgreSQL, Supabase, Prisma, React Native, ElevenLabs, Vector Search, AWS
LawSikho
May 20244 mosAug 2024

Gurugram, Haryana, India

• Designed and deployed role-based analytical dashboards across 5+ operational departments, decreasing internal data processing times by 90%. • Optimized complex data-fetching workflows using React and RTK Query, resulting in a 70% reduction in unnecessary API calls. • Built interactive, custom D3.js data visualizations that successfully boosted user feature adoption rates by 35%. • Improved application scalability through code refactoring, adhering to OOP principles. Domain: EdTech, Data Analytics & Dashboards Tech Stack: React.js, TypeScript, D3.js, RTK Query, State Management

Arnab’s AI Stack

anthropic apis
anthropic apis
claude
claude
cursor
cursor
gemini
gemini
opencode
opencode

Education

Indian Institute of Technology, Roorkee

Master of Technology - MTech, Renewable Energy

Indian Institute of Technology, Roorkee

20212 yrs2023
Jorhat Engineering College

Bachelor of Engineering - BE, Civil Engineering

Jorhat Engineering College

20174 yrs2021

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Headline

Software Engineer @ KreditMitra | Ex-Nirvala | Building Scalable Fintech & Multi-Agent AI Systems | TypeScript, Next.js, PostgreSQL | IIT Roorkee ’23

About

Founding Engineer building scalable, AI-powered products that solve real-world problems. At Nirvala, I developed core platform modules for senior care operations, including a multi-agent RAG system over 5K+ records, cross-platform communication (WhatsApp), and automation pipelines saving 10+ hours/week. I also built an AI companion app to enhance elderly engagement. Currently building in the fintech space at Kreditmitra, working on solutions aimed at reimagining and transforming India’s credit ecosystem. Skilled in Next.js, Nest.js, TypeScript, Supabase, and applied AI (RAG, vector search, LangChain), I focus on building intelligent, high-impact systems. Always learning. Always building.

Location

Bengaluru

AI stack

anthropic apis

claude

cursor

gemini

opencode

Work experience

Software Developer at KreditMitra, Feb 2026 - Present · 7 mos, Bengaluru, Karnataka, India, • Built an Android lending app using Kotlin and Firebase, enabling EMI-based mobile recharge financing for 500+ users through secure payment integrations and idempotent transaction processing. • Developed an AI loan eligibility agent that interviewed 100+ applicants, analyzed credit and SMS data, and generated credibility scores using intent and truthfulness analysis. Domain: Fintech, Mobile Credit Ecosystem Tech Stack: Kotlin, Firebase, Android SDK

Founding Engineer at Nirvala, Dec 2024 - Feb 2026 · 1 yr 3 mos, Remote, • Spearheaded product development and UX/UI design of an all-in-one operational SaaS platform from scratch, successfully scaling to serve 10+ care facilities and 100+ daily active users. • Engineered a multi-agent RAG retrieval system combining keyword and semantic vector search over 5K+ structured records for real-time, accurate query handling. • Built a performance-optimized React Native mobile app featuring an AI conversational companion supporting real-time voice call, call scheduling, conversation transcripts, and adaptive personalization. • Integrated cross-platform messaging pipelines (including WhatsApp) and automated reporting workflows, saving care facilities 10+ hours/week in manual overhead. Domain: HealthTech, SaaS, Conversational AI, Operations Automation Tech Stack: Next.js, Nest.js, TypeScript, PostgreSQL, Supabase, Prisma, React Native, ElevenLabs, Vector Search, AWS

Software Engineer at LawSikho, May 2024 - Aug 2024 · 4 mos, Gurugram, Haryana, India, • Designed and deployed role-based analytical dashboards across 5+ operational departments, decreasing internal data processing times by 90%. • Optimized complex data-fetching workflows using React and RTK Query, resulting in a 70% reduction in unnecessary API calls. • Built interactive, custom D3.js data visualizations that successfully boosted user feature adoption rates by 35%. • Improved application scalability through code refactoring, adhering to OOP principles. Domain: EdTech, Data Analytics & Dashboards Tech Stack: React.js, TypeScript, D3.js, RTK Query, State Management

Education

Master of Technology - MTech, Renewable Energy, Indian Institute of Technology, Roorkee

Bachelor of Engineering - BE, Civil Engineering, Jorhat Engineering College