---
title: "Arjun narayanan - Manager – Healthcare Lending | Credit | Portfolio Management | Product in Kerala | Tal"
description: "Meet Arjun narayanan, Manager – Healthcare Ecosystem @ ICICI Bank | Data Storytelling, Valuation | AI/ML, Quant and Web3 enthusiast| MBA Finance based in Kerala. AI stack includes claude, deepseek, and gemini."
image: "https://tal.club/meet/arjun-narayanan/share-image"
---

# Arjun narayanan on Tal

## Headline

Manager – Healthcare Ecosystem @ ICICI Bank \| Data Storytelling, Valuation \| AI/ML, Quant and Web3 enthusiast\| MBA Finance

## About

Currently serving as Manager – Healthcare ecosystem at ICICI Bank, I focus on credit underwriting, portfolio analytics, and risk management for healthcare clients\. Utilizing tools such as Python, Probe42, Finacle, and Bloomberg, I contribute to enhanced credit risk assessment and operational workflows\. I collaborate with stakeholders to manage a diversified ₹150 Cr\+ portfolio, delivering structured lending and investment solutions to HNI and institutional clients\. Pursuing my MBA in Finance at the Goa Institute of Management, I integrate my academic foundation in business and commerce with real\-world expertise to drive effective financial strategies\. My core competencies include interpreting data, data storytelling, and valuation, which underpin my contributions to healthcare lending and portfolio optimization\.

## Location

Kerala

## AI stack

claude

deepseek

gemini

kimi

n8n

Lindy

## Work experience

Manager – Healthcare Lending \| Credit \| Portfolio Management \| Product at ICICI Bank, Jun 2025 \- Present · 1 yr 5 mos, Bengaluru, Karnataka, India, • Conducted credit appraisal, risk modeling, and portfolio monitoring of healthcare clients using Python, Probe42, Finacle, and Bloomberg \| Accelerated risk assessment accuracy by 25%\. • 1st line of defense in identifying, assessing, reporting and mitigating operational \+ conduct risks in lending workflows, Strengthened controls by validating data protection, authentication controls and encryption standards in credit decisioning system \|Increased process accuracy by 15%\. • Managed and advised a portfolio of ₹150 Cr\+ HNI & institutional clients in the healthcare sector\| Structured lending, investment, and treasury solutions that grew AUM by 15% YoY\. • Developed Python\-based financial dashboards \(Pandas, NumPy, Matplotlib\) to track PPOP, opportunities, and early warning signals, translating complex problem statements to simple dashboards and models \| Automated 100% of manual reporting and reduced reporting time by 40%\. • Worked in Agile/Scrum squads with Risk, BIU, compliance and operations teams to design and implement a rule\-based offer engine \| Streamlined credit decision turnaround by 30% and enhanced approval accuracy\. • Structured ₹25 Cr\+ financing for a leading hospital chain using DCF modeling, stress testing & risk assessment, improved compliance with financial regulations, data protection standards, authentication & access control frameworks in credit decision systems \| Drove 20% segment loan book growth

Co\-Founder at Spottedfrog\.in, Jan 2020 \- Present · 6 yrs 10 mos, Hybrid

Product Strategist at ICICI Bank, Apr 2025 \- May 2025 · 2 mos, Conducted health\-tech and fintech market analysis and built financial models to evaluate ₹500Cr\+ in partnership opportunities\. Designed co\-branded credit card and embedded finance solutions using financial modeling, identifying ₹75\+ Cr in revenue opportunities\.

Product strategy Intern at ICICI Bank, May 2024 \- Jun 2024 · 2 mos, Bengaluru, Karnataka, India, I developed crucial skills in analytical thinking, data analysis, and strategic planning\. This experience allowed me to enhance my ability to conduct in\-depth market analysis, collaborate effectively with mentors, and manage complex projects\. I gained a solid foundation in financial product development and market research, equipping me with the expertise to thrive in dynamic and innovative environments\.

Associate at South Indian Bank, Aug 2021 \- Jul 2023 · 2 yrs, On\-site, \*Financial analysis \*Valuation \*Credit Appraisal

Subject Expert at Chegg Inc\., Jun 2017 \- May 2018 · 1 yr, India

## Education

Master of Business Administration \- MBA, Goa Institute of Management \(GIM\)

Bachelor's degree, Business/Commerce, General, Mahatma Gandhi University, Kerala

[View the original profile](https://tal.club/meet/arjun-narayanan)

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