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Anvith C

Credit Manager Business Loan - IDFC Bank || Ex- ICICI Bank || Studied at SDMIMD

Mysore

4+ years of work experience

IDFC FIRST Bank
Jan 202610 mosPresent

Mysore, Karnataka, India

Credit Manger in Business Loan
ICICI Bank
Apr 202510 mosJan 2026

Mysore, Karnataka, India

ICICI Bank
May 20223 yrs 9 mosJan 2026

Mysore, Karnataka, India

Credit Manager in Business Loan Groups. • Analysis of Working Capital Requirement of the Business through Financial Statements. • Analysis of borrower’s profile using CIBIL, Bank Statements, Year on Year turnover growth, Credit Summation & routing with Bank, Suppliers & Buyers details, working capital cycle of the business. • Performing Financial Analysis made on Balance sheet, Profit & Loss Account, Cashflow statement. Ascertaining the limit of working capital requirement to be funded for the borrowers through collateral coverage. • Performing risk analysis on the borrower’s profile and mitigating risk to avoid NPA. • Worked on Transaction Based Renewals, Fresh Cases, Plain renewal, Renewal cum Enhancement, Renewal cum Deduction, Takeover, Bank Guarantee, in specified programs of Bank. • Working with guidance of written policy document and norms of the Bank. • Completion of Case within one working day and completed more than 100 working capital cases.
BeyondBrain Business Solutions Pvt.Ltd
Apr 20212 mosMay 2021

Mysore, Karnataka, India

Provided Financial Solutions for Start – ups. Preparation of Estimated Budget list, Revenue Model and Surplus Revenue Model for Electric – Go Project. Preparation of Estimated Budget list of Hydroponics Project. Electric Go Start up being satisfied by Clients with respect to the budget. Preparation of Monthly income and Expenditure statement of Beyond Brain Business Solutions Pvt Ltd.

Anvith’s AI Stack

gemini
gemini

Education

SDM Institute for Management Development

Postgraduate Degree, Finance, Marketing

SDM Institute for Management Development

20202 yrs2022

Bachelor of Commerce - BCom, general

SBRR Mahajana First Grade College Mysore

20173 yrs2020

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Headline

Credit Manager Business Loan - IDFC Bank || Ex- ICICI Bank || Studied at SDMIMD

About

Fun guy with responsibility, workholic and enjoy every moment in life. Having Specialisation in Finance and Marketing, working in Financial Institution to explore my theoretical knowledge to practical world where I can give cent percent commitment to my work and to the development of the organisation.

Location

Mysore

AI stack

gemini

Work experience

Credit Manager at IDFC FIRST Bank, Jan 2026 - Present · 10 mos, Mysore, Karnataka, India, Credit Manger in Business Loan

Manager - 1 at ICICI Bank, Apr 2025 - Jan 2026 · 10 mos, Mysore, Karnataka, India

Deputy Manager (Brand II)- Business Credit at ICICI Bank, May 2022 - Jan 2026 · 3 yrs 9 mos, Mysore, Karnataka, India, Credit Manager in Business Loan Groups. • Analysis of Working Capital Requirement of the Business through Financial Statements. • Analysis of borrower’s profile using CIBIL, Bank Statements, Year on Year turnover growth, Credit Summation & routing with Bank, Suppliers & Buyers details, working capital cycle of the business. • Performing Financial Analysis made on Balance sheet, Profit & Loss Account, Cashflow statement. Ascertaining the limit of working capital requirement to be funded for the borrowers through collateral coverage. • Performing risk analysis on the borrower’s profile and mitigating risk to avoid NPA. • Worked on Transaction Based Renewals, Fresh Cases, Plain renewal, Renewal cum Enhancement, Renewal cum Deduction, Takeover, Bank Guarantee, in specified programs of Bank. • Working with guidance of written policy document and norms of the Bank. • Completion of Case within one working day and completed more than 100 working capital cases.

Finance Intern at BeyondBrain Business Solutions Pvt.Ltd, Apr 2021 - May 2021 · 2 mos, Mysore, Karnataka, India, Provided Financial Solutions for Start – ups. Preparation of Estimated Budget list, Revenue Model and Surplus Revenue Model for Electric – Go Project. Preparation of Estimated Budget list of Hydroponics Project. Electric Go Start up being satisfied by Clients with respect to the budget. Preparation of Monthly income and Expenditure statement of Beyond Brain Business Solutions Pvt Ltd.

Education

Postgraduate Degree, Finance, Marketing, SDM Institute for Management Development

Bachelor of Commerce - BCom, general, SBRR Mahajana First Grade College Mysore

Anvith C - Credit Manager in Mysore | Tal