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Anushka Prasad

Senior Analyst - Phonepe | Ex- Razorpay | Ex - zestmoney

Bengaluru

6+ years of work experience

PhonePe Payment Gateway
May 20251 yr 6 mosPresent

Razorpay
Jul 20222 yrs 11 mosMay 2025

Bengaluru, Karnataka, India

Managing the end-to-end onboarding lifecycle for businesses on RazorpayX, ensuring seamless coordination between banks, sales teams, and businesses for Current Account documentation and activation. Skilled in optimizing onboarding workflows, maintaining a 0–1 day turnaround time (TAT) for sign-ups, and streamlining processes for efficiency. Successfully led the integration of a new banking partner, enhancing operations and driving cross-functional alignment through structured training sessions.
ZestMoney
Dec 20201 yr 8 mosJul 2022

Remote

Conducted credit analysis, underwriting, and independent decision-making for customer credit facilities and payment plans. Monitored CIBIL reports, KYC checks, and fraud analysis to assess financial eligibility and red flags. Collaborated across departments and with third parties to resolve issues and improve processes. Led training and certification sessions for interns, improving team skills and process efficiency. Audited agents, provided daily feedback, and conducted calibration calls to enhance quality and performance.
ZestMoney
Oct 20204 mosJan 2021

Bangalore Urban, Karnataka, India

BYJU'S
Aug 20203 mosOct 2020

Bangalore Urban, Karnataka, India

Oxfam
May 20192 mosJun 2019

India

Policy review in the context of Bihar - Economic Empowerment of Women. Research on the small business holdings of women in rural Bihar.

Anushka’s AI Stack

claude
claude
deepseek
deepseek
grok
grok
notebooklm
notebooklm
notion
notion
perplexity
perplexity

Education

Christ University, Bangalore

masters in economics

Christ University, Bangalore

20182 yrs2020
Mount Carmel College, Palace Rd, Bengaluru

Bachelor of Arts - BA, Psychology, Economics, Sociology

Mount Carmel College, Palace Rd, Bengaluru

20153 yrs2018

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Headline

Senior Analyst - Phonepe | Ex- Razorpay | Ex - zestmoney

About

A highly driven and motivated individual who is always ready for a challenge. With the ability to be adaptable and versatile, I ensure I overachieve targets. My style of working is Methodological and Innovative. Knowledge hungry, I constantly experiment with different styles of customer engagement and pipeline generation.

Location

Bengaluru

AI stack

claude

deepseek

grok

notebooklm

notion

perplexity

Work experience

Senior Analyst at PhonePe Payment Gateway, May 2025 - Present · 1 yr 6 mos

Analyst at Razorpay, Jul 2022 - May 2025 · 2 yrs 11 mos, Bengaluru, Karnataka, India, Managing the end-to-end onboarding lifecycle for businesses on RazorpayX, ensuring seamless coordination between banks, sales teams, and businesses for Current Account documentation and activation. Skilled in optimizing onboarding workflows, maintaining a 0–1 day turnaround time (TAT) for sign-ups, and streamlining processes for efficiency. Successfully led the integration of a new banking partner, enhancing operations and driving cross-functional alignment through structured training sessions.

Credit Risk Analyst at ZestMoney, Dec 2020 - Jul 2022 · 1 yr 8 mos, Remote, Conducted credit analysis, underwriting, and independent decision-making for customer credit facilities and payment plans. Monitored CIBIL reports, KYC checks, and fraud analysis to assess financial eligibility and red flags. Collaborated across departments and with third parties to resolve issues and improve processes. Led training and certification sessions for interns, improving team skills and process efficiency. Audited agents, provided daily feedback, and conducted calibration calls to enhance quality and performance.

Associate- Partner Operation at ZestMoney, Oct 2020 - Jan 2021 · 4 mos, Bangalore Urban, Karnataka, India

Business Development Associate at BYJU'S, Aug 2020 - Oct 2020 · 3 mos, Bangalore Urban, Karnataka, India

Policy Making at Oxfam, May 2019 - Jun 2019 · 2 mos, India, Policy review in the context of Bihar - Economic Empowerment of Women. Research on the small business holdings of women in rural Bihar.

Education

masters in economics, Christ University, Bangalore

Bachelor of Arts - BA, Psychology, Economics, Sociology, Mount Carmel College, Palace Rd, Bengaluru

Anushka Prasad - Senior Analyst in Bengaluru | Tal