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Anuj Gupta

Product & Analytics | Data, AI & Platform | Fraud, Risk Identity, FinTech

Bengaluru

13+ years of work experience

EkStep Foundation
20251 yr 8 mosPresent

Bengaluru, Karnataka, India

People+ai
20251 yr 8 mosPresent

DPI approach to convert fragmented, unstructured data into AI-ready intelligence—driving reliable AI adoption at scale..
Monnai
Jun 20231 yr 10 mosMar 2025

Bangalore Urban, Karnataka, India

Monnai builds real-time decisioning infrastructure for fintechs across fraud, risk, and identity for global markets. Highlights: - Defined product vision and roadmap by closely collaborating with sales, GTM, and leadership to tailor risk solutions for banks, lenders, and fintechs. - Scaled the product suite to support a wide range of decisioning use cases across fraud detection, credit risk scoring, KYC, and behavioural analytics. - Built and led the product and analytics team, working cross-functionally with engineering, data science, and ops. Co-led vendor relationship and integrations. - Architected an API-first, modular platform with configurable workflows to accelerate experimentation and deployment. - Initiated AI/LLM workflows and OSINT pipelines to improve internal tooling, reduce vendor reliance, and drive faster data productisation.
Ethos
Jan 20236 mosJun 2023

Bengaluru, Karnataka, India

Ethos offers instant life insurance through automated underwriting and digital-first experiences. Highlights: - Led the development of the company’s underwriting engine to support rapid insurance product rollout. - Enhanced internal decisioning systems by refining rule logic and integrating external healthcare data sources.
Spenmo
Mar 202210 mosDec 2022

Singapore

Spenmo provides spend and payment infrastructure for Southeast Asian businesses. Highlights: - Built core wallet and ledger systems supporting secure, auditable fund movements and financial operations. - Coached junior PMs to streamlined client onboarding with automated KYX flows and robust fraud prevention mechanisms.
Grab
Apr 20184 y 7 moNov 2022

Singapore

Flipkart
Oct 20116 y 5 moMar 2018

Bangalore

Anuj’s AI Stack

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codex
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lovable
lovable

Education

Indian Institute of Technology, Guwahati

Bachelor of Technology (BTech)

Indian Institute of Technology, Guwahati

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Headline

Product & Analytics | Data, AI & Platform | Fraud, Risk Identity, FinTech

About

🎯 Product and analytics leader with 15+ years of global experience building scalable platforms and driving innovation across fraud, credit, identity, and risk intelligence. Demonstrated success in leading 0→1 product development, GTM strategy, and platform scaling at high-growth startups and tech firms across India, SEA, MENA, LatAm, and the US. 💡 Combines deep domain expertise in financial risk with full-stack product execution—having delivered API-first systems, real-time scoring engines, OSINT pipelines, and GenAI-integrated workflows. Trusted by CXOs for aligning product strategy with business goals and building high-performance teams across product, engineering, and data. Focused on enabling smarter decisions, reducing systemic risk, and embedding intelligence across financial infrastructure and AI-driven ecosystems. ✅ Career Highlights: 3× YoY revenue growth through tailored fintech risk solutions 100× fraud reduction via real-time detection infrastructure Scaled risk & fraud orgs from 3 to 30+ across analytics, product, and operations 🚀 Committed to building scalable, self-serve platforms that power safer, more intelligent digital ecosystems.

Location

Bengaluru

AI stack

claude code

codex

cursor

hugging face

langchain

lovable

Work experience

Product Manager at EkStep Foundation, 2025 - Present · 1 yr 8 mos, Bengaluru, Karnataka, India

Product Manager at People+ai, 2025 - Present · 1 yr 8 mos, DPI approach to convert fragmented, unstructured data into AI-ready intelligence—driving reliable AI adoption at scale..

Head of Product at Monnai, Jun 2023 - Mar 2025 · 1 yr 10 mos, Bangalore Urban, Karnataka, India, Monnai builds real-time decisioning infrastructure for fintechs across fraud, risk, and identity for global markets. Highlights: - Defined product vision and roadmap by closely collaborating with sales, GTM, and leadership to tailor risk solutions for banks, lenders, and fintechs. - Scaled the product suite to support a wide range of decisioning use cases across fraud detection, credit risk scoring, KYC, and behavioural analytics. - Built and led the product and analytics team, working cross-functionally with engineering, data science, and ops. Co-led vendor relationship and integrations. - Architected an API-first, modular platform with configurable workflows to accelerate experimentation and deployment. - Initiated AI/LLM workflows and OSINT pipelines to improve internal tooling, reduce vendor reliance, and drive faster data productisation.

Product Manager at Ethos, Jan 2023 - Jun 2023 · 6 mos, Bengaluru, Karnataka, India, Ethos offers instant life insurance through automated underwriting and digital-first experiences. Highlights: - Led the development of the company’s underwriting engine to support rapid insurance product rollout. - Enhanced internal decisioning systems by refining rule logic and integrating external healthcare data sources.

Lead Product Manager at Spenmo, Mar 2022 - Dec 2022 · 10 mos, Singapore, Spenmo provides spend and payment infrastructure for Southeast Asian businesses. Highlights: - Built core wallet and ledger systems supporting secure, auditable fund movements and financial operations. - Coached junior PMs to streamlined client onboarding with automated KYX flows and robust fraud prevention mechanisms.

Lead Product Manager at Grab, Apr 2018 - Nov 2022 · 4 y 7 mo, Singapore

Lead Business Analyst at Flipkart, Oct 2011 - Mar 2018 · 6 y 5 mo, Bangalore

Education

Bachelor of Technology (BTech), Indian Institute of Technology, Guwahati