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Anuj Banola

Credit & Risk Professional | Agri, MSME & Retail Lending | 5 Years IDBI Bank | Open to Domain Consultant & Risk Analyst Roles in Delhi-NCR

Ghaziabad

6+ years of work experience

IDBI Bank
May 20251 yr 2 mosPresent

Haldwani, Uttarakhand, India

Handling the entire asset portfolio, which includes SRA and Non-SRA loans. The role is from sourcing cases to final disbursment and the post-disbursement compliances.
IDBI Bank
Mar 20214 yrs 8 mosOct 2025

India

Villageagro.com
Jul 20202 mosAug 2020

With the vision "Adopting Indian farmers". Villageagro is an F2B & F2C supply chain of organic & fresh fruits, vegetables, poultry and dairy products!
College of Agriculture, GBPUA&T
Aug 201911 mosJun 2020

Pantnagar

College Placement Committee re-established in the year 2019. Being the founding member and the Head PR my sole duty was to develop good and healthy relations with the corporate as well as the alumni who are doing marvels in the market whether as employees or as entrepreneurs The very purpose is to build the mindset of students according to the market and corporate environment and thus providing them with the best internship and placement opportunities from the campus.
TYFRIO Agri Innovations
Oct 20196 mosMar 2020

The aim of our start-up is to utilize limited space in urban areas. Places like hotels, resorts and even households have some limited space which can be used to grow vegetables, herbs and flowers. An Agri-tech startup creating urban farmers by developing IoT enabled hydroponics setups “WE DON’T JUST BRING FOOD TO YOUR PLATE, WE BRING AGRICULTURE INTO YOUR HOUSE”
Oct 20192 mosNov 2019

Lalkuan, Uttarakhand, India

https://ucdfaanchal.org/milkunions/nainital-dugdh-utpadak-sahakari-sangh-ltd Worked and learned different types of operations done in a dairy and the methods of preparation of various milk products. Learning about the huge demand for milk and still the demand is not met through the current production. The marketing strategies I learned here helped me to understand the customer need and how the product is made accordingly.

Education

G. B. Pant University Of Agriculture & Technology

B.Sc agriculture, agriculture

G. B. Pant University Of Agriculture & Technology

20164 yrs2020

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Headline

Credit & Risk Professional | Agri, MSME & Retail Lending | 5 Years IDBI Bank | Open to Domain Consultant & Risk Analyst Roles in Delhi-NCR

About

With 5 years of hands-on banking experience at IDBI Bank, I specialise in credit appraisal, risk assessment, and priority sector lending across Agriculture, MSME, and Retail segments and KYC/AML as well. Having managed the complete loan lifecycle — from sourcing and appraisal to disbursement and monitoring — I bring ground-level banking expertise that bridges the gap between financial operations and business needs. My experience includes: Credit appraisal of Agri, MSME and retail loan proposals Priority Sector Lending (PSL) compliance and reporting Branch operations and customer relationship management Regulatory compliance and documentation I am now seeking to leverage this domain expertise in Banking Technology, Functional Consulting, Credit Risk, or AML roles with MNC banks and fintech firms in Delhi-NCR. Open to opportunities at: Fintech | MNC Banks | IT Consulting firms in Banking Domain

Location

Ghaziabad

Work experience

Manager at IDBI Bank, May 2025 - Present · 1 yr 2 mos, Haldwani, Uttarakhand, India, Handling the entire asset portfolio, which includes SRA and Non-SRA loans. The role is from sourcing cases to final disbursment and the post-disbursement compliances.

Assistant Manager at IDBI Bank, Mar 2021 - Oct 2025 · 4 yrs 8 mos, India

Business Development Intern at Villageagro.com, Jul 2020 - Aug 2020 · 2 mos, With the vision "Adopting Indian farmers". Villageagro is an F2B & F2C supply chain of organic & fresh fruits, vegetables, poultry and dairy products!

Founding Member and Head Of Public Relations at College of Agriculture, GBPUA&T, Aug 2019 - Jun 2020 · 11 mos, Pantnagar, College Placement Committee re-established in the year 2019. Being the founding member and the Head PR my sole duty was to develop good and healthy relations with the corporate as well as the alumni who are doing marvels in the market whether as employees or as entrepreneurs The very purpose is to build the mindset of students according to the market and corporate environment and thus providing them with the best internship and placement opportunities from the campus.

VP Operations at TYFRIO Agri Innovations, Oct 2019 - Mar 2020 · 6 mos, The aim of our start-up is to utilize limited space in urban areas. Places like hotels, resorts and even households have some limited space which can be used to grow vegetables, herbs and flowers. An Agri-tech startup creating urban farmers by developing IoT enabled hydroponics setups “WE DON’T JUST BRING FOOD TO YOUR PLATE, WE BRING AGRICULTURE INTO YOUR HOUSE”

Intern at Nainital Dugdh Utpadak Sahakari Sangh Ltd (Aanchal Dairy), Oct 2019 - Nov 2019 · 2 mos, Lalkuan, Uttarakhand, India, https://ucdfaanchal.org/milkunions/nainital-dugdh-utpadak-sahakari-sangh-ltd Worked and learned different types of operations done in a dairy and the methods of preparation of various milk products. Learning about the huge demand for milk and still the demand is not met through the current production. The marketing strategies I learned here helped me to understand the customer need and how the product is made accordingly.

Education

B.Sc agriculture, agriculture, G. B. Pant University Of Agriculture & Technology