---
title: "Anshul Singh - Senior Product Manager, Merchant Payments in Bengaluru | Tal"
description: "Meet Anshul Singh, Product@PhonePe | ISB | Ex-Razorpay based in Bengaluru. AI stack includes antigravity and cursor."
image: "https://tal.club/meet/anshul-singh-1/share-image"
---

# Anshul Singh on Tal

## Headline

Product@PhonePe \| ISB \| Ex\-Razorpay

## About

I build products that move money reliably in the real world\. I’m currently a Senior PM at PhonePe, a Walmart\-backed payments platform, and have previously worked at Razorpay\. Across both roles, I’ve owned end\-to\-end delivery of features across card payments, POS platforms, payment middleware, and settlement & reconciliation systems, operating at scale in regulated environments and partnering closely with engineering, design, finance, risk, compliance, and Tier\-1 banking partners\. I enjoy complex problems where trade\-offs between UX, reliability, cost, and compliance matter\. I lead roadmaps for my charters, write PRDs, manage OKRs, and stay close to execution\. I rely on JIRA, Confluence, Miro, Slack, and BI tools to drive clarity and alignment\. I hold an MBA equivalent from the Indian School of Business \(ISB\), where I majored in Marketing & Strategy and served as President of the Music Club\. Outside of work, I'm working on automating parts of my life using ChatGPT and I unwind as a music enthusiast and self\-taught guitarist\.

## Location

Bengaluru

## AI stack

antigravity

cursor

## Work experience

Senior Product Manager, Merchant Payments at PhonePe, Jul 2024 \- Present · 2 yrs 2 mos, On\-site, Topline Impact • Launched card tap&go for Hyderabad Metro \(mass transit merchants\) to generate ₹X cr revenue • Enabled International card acceptance on PhonePe terminals to generate additional ₹Xcr revenue Bottomline Impact • Launched PPe card rails \(back\-end\) that powers transactions on 1M devices by working with Acquiring Bank, Payment Switch, and OEM, saving ₹X cr in annual operating costs • Onboarded new Acquiring Bank to unlock lower cost per card transactions by integrating bank's switch, building settlement and reconciliation flows, saving ₹X cr in annual costs UX Enhancements • Managed transition of Android App on card machines from outsourced version to in\-house version on 1M terminals, improving NPS by \~5% • Defined payment experience on RTOS, Android, and Dual Screen card machines Risk/Compliance • Managed PCI P2PE, DSS and Terminal L3 certifications to comply with Card Industry Norms • Integrated transactions with in\-house FRA, saving ₹Xcr annual liability in chargebacks • Introduced e\-Chargeslip capabilities to comply with visa & mastercard guidelines to issue chargeslips to customer on a printerless card machines • Managed transition from 6 digit BIN to 8 digit BINs to comply with visa & mastercard guidelines • Managed purging of sensitive data to comply with Central Bank's updated guidelines

Product Manager, POS Android Application at Razorpay, Feb 2023 \- Jul 2024 · 1 yr 6 mos, Hybrid, • Launched 300k\+ Android card machines for 3 banks adding $600k pm in revenue • Introduced bill\-splitting and tipping enhancement in merchant POS integration APIs • Enabled synergies of POS with new acquired firm BillMe to enable cross\-selling opportunities • Created payment application for iOS and iPadOS for strategic Apple Premium Resellers merchants

Product Manager, Search at Zivame, Jun 2022 \- Feb 2023 · 9 mos, • Improved Search listing to product details page CTR \(28% \-> 43%\) by introducing search relevance algorithm and updating synonym mapping knowledge base • Increased digital storefront inventory exposure rate \(36% \-> 39%\) by creating 'view similar' feature, revamping homepage, and trending now widget • Increased conversion driven via wish\-list \(5%\->6%\) by creating inspired by wish\-list widget

Data Engineer at Thorogood Associates, Jul 2017 \- Mar 2021 · 3 yrs 9 mos, • Liaised with senior stakeholders from Fortune 500 firms to understand business problems, translate into technical problems, develop data solutions and walk clients through user education and UAT • Managed global team of data\-engineers and analysts over 50\+ Agile sprints and 4 projects • Trained consultants on SQL, Azure Data Bricks, and Azure Data Factory • Line managed jr\. consultants by helping set career objectives and conducting performance reviews • Recipient of multiple Thorogood Star Awards

## Education

Post Graduate Program in Management, Dual Majors in Strategy & Leadership and Marketing, Indian School of Business

Bachelor of Technology \- BTech, Electronics and Communication Engineering, Vellore Institute of Technology

[View the original profile](https://tal.club/meet/anshul-singh-1)

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