Ankur Kumar profile photo 1 on Tal

Ankur Kumar

Senior Engineering Leader — FINTECH & AI PLATFORMS with 15+ Years Across Security, Risk, Payments & Wealth

Chennai

10+ years of work experience

IDFC FIRST Bank
May 20251 yr 5 mosPresent

Chennai, Tamil Nadu, India

Senior Engineering Manager leading Wealth Management platforms in a regulated banking environment. I own end-to-end engineering delivery and platform architecture, partnering closely with Product, Business, Risk, Compliance, and Security to build secure, scalable, and compliant systems. I drive platform modernization through cloud-native architecture, microservices, event-driven systems, and DevSecOps, with a strong focus on reliability, security, and long-term maintainability. Currently leading and mentoring 20+ senior engineers across multiple initiatives, I focus on execution excellence, engineering culture, and predictable delivery while balancing speed, quality, and regulatory rigor.
IDFC FIRST Bank
May 20241 yrApr 2025

Chennai

Led a high-priority PFM team delivering core features for India’s #1 Forrester-rated mobile banking app. Drove Account Aggregator–based consolidated statements and the Net Worth platform, enabling customers to view assets and liabilities in one place. Managed a 14-member cross-functional team to ensure high-quality, on-time delivery.
PayPal
Nov 20212 yrs 6 mosApr 2024

Chennai

Successfully achieved key milestones in Network Compliance, notably within the project encompassing a TPV of $720M, resulting in savings of $25M in fines. Additionally, I possess a sound comprehension of the Payment domain, spanning from the initial Planning and AuthCapture stages through to the eventual Settlement phase.
PayPal
Nov 20212 yrs 6 mosApr 2024

PayPal's global settlement and payments infrastructure — processing billions of dollars in transactions daily. Designed and built microservices and pub/sub consumers within PayPal's core settlement system, ensuring accurate, real-time financial reconciliation at global scale. Co-architected a generic case-management and reporting platform adopted across multiple compliance and operational workflows, reducing manual investigation effort significantly. Contributed to the fraud-detection framework — designing data models and detection rules for identifying and reporting suspicious transactions across payment flows.
TomTom
Mar 20192 yrs 8 mosOct 2021

Pune/Pimpri-Chinchwad Area

Contributed to the POI project, managing millions of location data points seamlessly within a microservices architecture. Implemented a serverless cloud export solution, significantly cutting export time. Led high-level design discussions and oversaw end-to-end management of three crucial microservices.
May 201811 mosMar 2019

Founded CodingS9, an EdTech startup — led product design, engineering, business development, and team hiring from zero to launch. Built the CodeZen online coding platform from the ground up, owning the full product lifecycle from wireframe to production.
Coding Ninjas India
Apr 20162 yrs 9 mosDec 2018

Greater Delhi Area

Joined as the 2nd engineer at Coding Ninjas (now a multi-million-dollar EdTech unicorn), contributing to platform architecture during its formative growth phase.

Ankur’s AI Stack

antigravity
antigravity
claude code
claude code
claude
claude
github copilot
github copilot
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hugging face
notebooklm
notebooklm

Education

Bachelor of Technology (BTech), Computer Science

Bharatiya Vidyapeeth College Of Engineering

20064 yrs2010

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Headline

Senior Engineering Leader — FINTECH & AI PLATFORMS with 15+ Years Across Security, Risk, Payments & Wealth

About

With over two years as a Senior Engineering Manager at IDFC FIRST Bank, I lead platform architecture and end-to-end engineering delivery for Wealth Management platforms in a regulated banking environment. My work emphasizes cloud-native architecture, microservices, event-driven systems, and DevSecOps, with a strong focus on building secure, reliable, and scalable systems that adhere to regulatory requirements. Partnering closely with Product, Business, Risk, Compliance, and Security teams, I enable seamless execution and maintain a balance between speed, quality, and compliance. Mentoring over 20 senior engineers across various initiatives, I aim to foster a strong engineering culture while driving modernization, predictable delivery, and long-term maintainability.

Location

Chennai

AI stack

antigravity

claude code

claude

github copilot

hugging face

notebooklm

Work experience

Senior Engineering Manager at IDFC FIRST Bank, May 2025 - Present · 1 yr 5 mos, Chennai, Tamil Nadu, India, Senior Engineering Manager leading Wealth Management platforms in a regulated banking environment. I own end-to-end engineering delivery and platform architecture, partnering closely with Product, Business, Risk, Compliance, and Security to build secure, scalable, and compliant systems. I drive platform modernization through cloud-native architecture, microservices, event-driven systems, and DevSecOps, with a strong focus on reliability, security, and long-term maintainability. Currently leading and mentoring 20+ senior engineers across multiple initiatives, I focus on execution excellence, engineering culture, and predictable delivery while balancing speed, quality, and regulatory rigor.

Engineering Manager at IDFC FIRST Bank, May 2024 - Apr 2025 · 1 yr, Chennai, Led a high-priority PFM team delivering core features for India’s #1 Forrester-rated mobile banking app. Drove Account Aggregator–based consolidated statements and the Net Worth platform, enabling customers to view assets and liabilities in one place. Managed a 14-member cross-functional team to ensure high-quality, on-time delivery.

Senior Technical Lead at PayPal, Nov 2021 - Apr 2024 · 2 yrs 6 mos, Chennai, Successfully achieved key milestones in Network Compliance, notably within the project encompassing a TPV of $720M, resulting in savings of $25M in fines. Additionally, I possess a sound comprehension of the Payment domain, spanning from the initial Planning and AuthCapture stages through to the eventual Settlement phase.

Member of Technical Staff at PayPal, Nov 2021 - Apr 2024 · 2 yrs 6 mos, PayPal's global settlement and payments infrastructure — processing billions of dollars in transactions daily. Designed and built microservices and pub/sub consumers within PayPal's core settlement system, ensuring accurate, real-time financial reconciliation at global scale. Co-architected a generic case-management and reporting platform adopted across multiple compliance and operational workflows, reducing manual investigation effort significantly. Contributed to the fraud-detection framework — designing data models and detection rules for identifying and reporting suspicious transactions across payment flows.

Technical Lead at TomTom, Mar 2019 - Oct 2021 · 2 yrs 8 mos, Pune/Pimpri-Chinchwad Area, Contributed to the POI project, managing millions of location data points seamlessly within a microservices architecture. Implemented a serverless cloud export solution, significantly cutting export time. Led high-level design discussions and oversaw end-to-end management of three crucial microservices.

Founder at CodingS9, May 2018 - Mar 2019 · 11 mos, Founded CodingS9, an EdTech startup — led product design, engineering, business development, and team hiring from zero to launch. Built the CodeZen online coding platform from the ground up, owning the full product lifecycle from wireframe to production.

Coding Ninjas at Coding Ninjas India, Apr 2016 - Dec 2018 · 2 yrs 9 mos, Greater Delhi Area, Joined as the 2nd engineer at Coding Ninjas (now a multi-million-dollar EdTech unicorn), contributing to platform architecture during its formative growth phase.

Education

Bachelor of Technology (BTech), Computer Science, Bharatiya Vidyapeeth College Of Engineering