Headline

✅Associate Product Manager|Lending|LOS |LMS|Collection

About

Results-driven Associate Product Manager with experience in building and scaling digital lending products across the credit lifecycle—from onboarding and underwriting to disbursal and collections. Skilled in translating business goals into product strategies, driving cross-functional execution, and delivering customer-centric solutions in fast-paced environments. Proficient in working with risk, analytics, engineering, and compliance teams to develop data-driven lending experiences, including credit decisioning, KYC flows, loan management systems, and repayment journeys. Strong understanding of lending products such as personal loans, BNPL, and credit lines, along with regulatory considerations. Experienced in defining product roadmaps, writing PRDs, analyzing user behavior, and optimizing funnels to improve conversion, reduce drop-offs, and enhance portfolio performance. Adept at leveraging metrics, A/B testing, and user insights to drive continuous improvement.

Location

Bengaluru

AI stack

codex

Work experience

Associate Product Manager at evfin, Apr 2024 - Present · 2 yrs 7 mos, Bengaluru, Karnataka, India, Driving product initiatives at the intersection of financial services and the rapidly evolving electric vehicle (EV) ecosystem. As an Associate Product Manager, I work on building and scaling lending solutions that enable seamless financing for electric mobility. My role involves collaborating with cross-functional teams including engineering, risk, credit, operations, and partnerships to design user-centric lending products. I focus on improving the end-to-end customer journey—from loan application to disbursement and servicing—while ensuring compliance and risk optimization.

Software Design Engineer in Test at CitiusTech, Jul 2021 - Apr 2024 · 2 yrs 10 mos, Bengaluru, Karnataka, India

Education

Bachelor of Technology, Electronics and Communications Engineering, Kalinga Institute of Industrial Technology, Bhubaneswar

Intermediate, Physics chemistry math, Dav school bokaro