Anjana K
Senior operating analyst at Concentrix| Operating Analyst at NatWest bank| KYB|FinCrime|KYC|Fraud Analyst
Kerala
2+ years of work experience
Mar 20251 yr 4 mosPresent
Bangalore
Responsible as FinCrime-KYB.
Conducted comprehensive KYB (Know Your Business) due diligence to assess the legitimacy and risk level of corporate clients.
Verified business registration details, corporate structure, and ultimate beneficial ownership (UBO) information to ensure AML compliance.
20251 yr 6 mosPresent
FinCrime Analyst – CDD KYC Supporting Global Banking
· Performed end-to-end KYC verification for N26 digital bank customers in compliance with German Banking and European banking regulations.
· Conducted customer due diligence (CDD) and enhanced due diligence (EDD) checks to prevent fraudulent account openings.
· Validated customer information using internal banking tools and external verification databases.
· Identified suspicious or high-risk profiles and escalated cases to AML/Risk & Compliance teams.
· Ensured adherence to regulatory requirements including AML (Anti-Money Laundering), GDPR data protection standards and internal compliance policies.
· Maintained accuracy while processing high-volume customer verifications within defined SLAs and TAT.
· Screened customers against Dow Jones Risk & Compliance, Factiva (adverse media), and Tonbeller PEP & sanctions databases to identify high-risk individuals, politically exposed persons, and sanctioned entities.
· Investigated discrepancies in customer information and flagged potential fraud or identity manipulation cases.
· FinCrime Analyst – KYB- Supporting EU banking operation
· Conducted comprehensive KYB (Know Your Business) due diligence to assess the legitimacy and risk level of corporate clients.
· Verified business registration details, corporate structure, and ultimate beneficial ownership (UBO) information to ensure AML compliance.
· Maintained and updated client risk profiles through on-going monitoring and periodic reviews in line with regulatory requirements.
Dec 20221 yr 1 moDec 2023
India
Dec 20221 yr 1 moDec 2023
Chennai, Tamil Nadu, India
Dec 20221 yr 1 moDec 2023
· Streamlined retail banking operations efficiency and knowledge sharing by 15%.
· Conducted KYC verification for 300+ new accounts, ensuring regulatory compliance.
· Performed risk assessments on high risk accounts, reducing fraud incidents by 20%.
· Supported customer operations projects and process improvements initiatives, enhancing productivity.
Feb 20212 mosMar 2021
· Supported Gained hands-on experience in core banking software and banking systems.
· Collaborated on systems enhancements, improving software performance by 10%.
Education
Master of commerce, computer application
PSG College of arts and science
20192 yrs2021
B.com with computer application, Business/Commerce, General
YUVAKSHETHRA INSTITUTE OF MANAGEMENT STUDIES, EZHAKKAD, MUNDUR
20163 yrs2019
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