---
title: "Aniruddh Pawar - Senior Technical Architect in Pune | Tal"
description: "Meet Aniruddh Pawar, Sr. Technical Architect at Sarvatra Technologies Pvt Ltd based in Pune. AI stack includes claude."
image: "https://tal.club/meet/aniruddh-pawar/share-image"
---

# Aniruddh Pawar on Tal

## Headline

Sr\. Technical Architect at Sarvatra Technologies Pvt Ltd

## Location

Pune

## AI stack

claude

## Work experience

Senior Technical Architect at Sarvatra Technologies, Sep 2022 \- Present · 4 yrs 3 mos, Pune District, Maharashtra, India, Specializing in UPI implementation and migration projects\. Extensive experience in designing and implementing complex payment solutions, including large\-scale Unified Payments Interface \(UPI\) systems\. Skilled in end\-to\-end project management, from system architecture and data migration to ensuring regulatory compliance and optimizing performance\. Proven ability to lead cross\-functional teams, manage stakeholder relationships, and drive successful UPI migrations and implementations within tight timelines\. Known for a strategic approach to problem\-solving, a focus on innovation, and a commitment to maintaining high standards in security and scalability\.

Solutions Architect at Zeta, Sep 2021 \- Sep 2022 · 1 yr 1 mo, Pune District, Maharashtra, India, Expertise with PayZapp \- digital banking app, focusing on UPI and wallet modules\.Proven expertise in designing, implementing, and optimizing UPI and digital wallet modules to deliver seamless, secure, and scalable payment experiences\. Adept at managing the end\-to\-end lifecycle of payment applications, from architecture design and API integration to compliance with regulatory standards\. Known for driving cross\-functional teams, enhancing app performance, and deploying innovative features that improve user engagement and transaction efficiency\.

Technical Architect at Sarvatra Technologies, Feb 2013 \- Sep 2021 · 8 yrs 8 mos, Pune/Pimpri\-Chinchwad Area, Technical Architect in Digital Banking and Payment domain using Java technology\(jPOS\)\. 1\) jPTS enables the message switching between the card transaction participants, approaching them as source, destination, control, monitoring and security stations, normalizing all the messaging between them\. Card Management System, that enables the creation of complete issuer, acquirer and card management systems 2\) UPI Unified Payments Interface offers architecture and a set of standard API specifications to facilitate online payments\. It aims to simplify and provide a single interface across all NPCI systems besides creating interoperability and superior customer experience\. The key aspects of the Unified Payments Interface are: • The Unified Payments Interface permits payments via mobile app, web, and other applications • The payments are both sender \(payer\) and receiver \(payee\) initiated • The payments are carried out in a secure fashion aligned with the extant RBI guidelines\. • The payments can be done using Mobile Number, Aadhaar Number, Virtual Address, Account Number & IFS code\. • 1\-click 2\-factor authentication, Biometric Authentication and use of payer’s smartphone for secure credential capture etc\. are unique features\. 3\) Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones\. IMPS service helps you access your Bank Account and transfer funds instantly\. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking\. This service is available 24x7, throughout the year including Sundays and any bank holiday\. Channel Integration \- Business Client, PPI, NRI, SMS, NUUP, Internet banking, Mobile App, Branches etc\.

Manager \- Switch Operations at FIS, Sep 2012 \- Feb 2013 · 6 mos, Mumbai, Manager\-Switch Operation : \- Project Management , testing and implementation IST/Switch is a high performance credit & debit\-processing switch, customized for any processing environment and designed to handle unlimited devices, ATM & POS networks & host systems, facilitate electronic fund transfer and inter\-network switching\. IST/Switch's state\-of\-the\-art architecture enables seamless integration of Switch with Efunds IST/Clearing and IST/MAS products for complete authorization, clearing and settlement system, based on a single, flexible architecture\. Cash Tree Switch \(Shared\) is used to route the ATM transaction from the acquirer bank to the Issuer bank\.

Senior Software Engineer at Electracard Services, Aug 2007 \- Aug 2012 · 5 yrs 1 mo, Pune, Electra Switch is deployed successfully in 40\+ banks including State Bank of India, ICICI Bank, Corporation Bank, Dena Bank, Asia commercial Bank Vietnam, Acleda bank Cambodia, Nepal Investment Bank Ltd etc\. Electra Switch is a new generation EMV compliant EFT authorisation and routing solution\. Electra switch helps various financial institutions by integration and management of various self\-service channels like ATM, POS, Kiosk, Internet and Mobile over TCP/IP network\. Electra switch also provides interface services to all external networks including core banking host, Visa, Master Card, Credit Card systems, National networks \( NFS \)\. Electra switch basically perform the functionality like ‘Switch’ in Payment Gateway network\. It is used mainly when case of ATM, POS\(Point\-of\-sale\), and in E\-banking, when any transaction happen then Electra switch rout this transaction to appropriate bank i\.e\. Issuer Bank\. It also take care of Intra bank ATM and POS transaction, when any card of any bank swipe to ATM/POS of any other bank then Electra switch take care of how to route this transaction to its correct bank\. Electra switch also maintain all this information of payment which route through it, and also maintain all information of ATM/POS and also take care of all necessary information of ATM/POS\. Electra Switch is networking product which is connected with external networks over TCP / IP\. Switch is built over Oracle tuxedo framework\. Tuxedo severs pass information \(transactions\) to each other using message queues\.

## Education

B\.Tech, Computers, Dr\. Babasaheb Ambedkar Technological University

[View the original profile](https://tal.club/meet/aniruddh-pawar)

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