Product Manager | Cross-Border Payments | RBI PA-CB | Compliance Infra & AI Builder

Bengaluru

Kochi

Kochi

Ernakulam, Kerala, India

Thiruvananthapuram Area, India







Bachelor's degree, Computer Science
Model engineering college
Bachelor of Technology, Computer Engineering
Government Medical College
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I'm a Fintech Product Manager with 8 years of experience across development, data science, and product management. Starting out as a .NET developer, I transitioned into data science and eventually found my stride in building products that sit at the intersection of business and technology. At EximPe, I lead cross-functional teams to build scalable solutions for cross-border payments and financing. My work has contributed to over $100 million in transaction volume, launched new product lines, and optimized customer onboarding and vendor systems—reducing costs by 60% and turnaround time by 80%. I’m deeply involved in product analytics, vendor integrations, and aligning user feedback with product strategy to deliver real impact. My technical toolkit includes Python, R, SQL, and hands-on experience with tools like ClickUp, Mixpanel, OpenReplay, Miro, and more. Outside of work, I enjoy trekking, music, travel, and writing on Medium, where I share stories and product insights. I'm passionate about solving real-world problems through thoughtful product design and smart execution. Whether it’s fintech, product-led growth, or any innovative space—I’m always up for a good conversation. Let’s connect!
India
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Product Manager at Eximpe, Mar 2022 - Present · 4 yrs 6 mos, Bengaluru, ◦ Cross-Border Collections — Launched INR collections (UPI, cards, net banking) for international merchants; owned partner specs and PSP integrations end-to-end. Went live with 3 PSPs and onboarded 30+ merchants in month one, with 10+ more PSPs under active integration. ◦ Trade Accounts — Owned bank-backed current accounts for Indian importers/exporters from spec to scale, driving ₹1,000Cr+ cumulative volume. Rebuilt onboarding with data prefill and decision-led workflows, cutting TAT 50% and improving qualified conversion 35%. ◦ Multicurrency Virtual Accounts — Launched virtual accounts for freelancers and MSMEs across USD (ACH/Fedwire), EUR (SEPA), GBP (FPS), and CAD (EFT). Scaled adoption across all 4 corridors in year one, driving 20x volume growth. ◦ Operational Systems — Built and shipped the core ops stack: a multi-aggregator reconciliation engine (≥95% auto-match) with multi-level ledgering, a 27-rule TMS, and a KYC + maker-checker risk decisioning workflow. ◦ Compliance & Controls — Core member of the team that secured RBI PA-CB and PCI DSS Level 1 compliance. Drove cryptography policies, incident workflows, vendor risk reviews, and audit evidence across 50+ ISMS / PCI controls. ◦ AI-Assisted Product Building — Independently prototypes and ships internal tools using LLMs to accelerate ops, support, and product workflows. Built an in-house transactional email platform replacing a third-party SaaS, reducing engineering dependency for internal automation.
Assistant Data Scientist at Nielsen, Jul 2021 - Feb 2022 · 8 mos, Kochi, ◦ Nielsen Identity Engine — EDA Lead: Led exploratory data analysis for the Nielsen Identity Engine, surfacing structural patterns and data-quality insights that informed downstream modeling decisions. ◦ TV Attribution Workflow — End-to-End Automation: Completed full automation of the TV Attribution product workflow in R, Shell, and Jenkins — cutting client report turnaround from 2 weeks to 3 days and freeing analyst capacity for higher-leverage work. ◦ Recognition — Nielsen Simply Excellence Award (Gold): Awarded for the TV Attribution automation work — recognized for measurable impact on team productivity and delivery velocity.
Data Analyst at Nielsen, Jun 2018 - Jul 2021 · 3 yrs 2 mos, Kochi, ◦ TV Attribution & Marketing Measurement: Delivered TV attribution and ad-spend optimization analyses for Fortune 500 clients across retail, healthcare, and broadcasting verticals as part of the TV attribution team. ◦ Rule-Based Model Selection — 90%+ Accuracy: Designed a rule-based model selection framework that reached above 90% accuracy in production, simplifying model specifications across the attribution pipeline. ◦ Predictive Modeling — 30% Stability Lift: Implemented VIF-based feature selection and ensemble methods that improved predictive model stability by 30%, producing more reliable measurement outputs for client deliverables. ◦ Recognition — Nielsen Simply Excellence Award (Silver): Awarded for client delivery excellence on a Fortune 500 account.
Intern at Nielsen, Feb 2018 - Jun 2018 · 5 mos, Ernakulam, Kerala, India, ◦ TV Attribution — Client Refresh Ownership: Supported the TV attribution team across Fortune 500 client refreshes — took ownership of multiple refresh cycles end-to-end while building proficiency in R and applied ML fundamentals. ◦ Workflow Automation: Authored R scripts to automate pre- and post-processing of client data, reducing manual handling across the refresh workflow.
Junior Software Engineer at CareStack™ - Dental Practice Management, May 2017 - Dec 2017 · 8 mos, Thiruvananthapuram Area, India, Part of the product development team. Was involved in client-side and server-side development using Net C#, Angular JS, MSSQL • Developed the back-end of the Patient Forms module. • Completed various front end and back end tasks across the product • Worked in the product support team to provide technical support during US working hours.
Bachelor's degree, Computer Science, Model engineering college
Bachelor of Technology, Computer Engineering, Government Medical College
github: https://github.com/anilvignesh
medium: https://medium.com/@anilvignesh-08