Anil Kumar Sahu

Greater Bengaluru Area

Anil Kumar Sahu on Tal

Headline

About

I am a Credit Risk & Underwriting professional with 14+ years of experience across Banking and NBFCs, specializing in SME, Retail, LAP, and Agri lending. My core strength lies in building robust credit frameworks, enhancing underwriting quality, and managing risk across the full credit lifecycle—from appraisal to portfolio monitoring and NPA control. Over the years, I have: ✔ Improved underwriting turnaround time by 15–20% ✔ Managed diverse credit portfolios with strong asset quality ✔ Reduced delinquency ratios through disciplined risk assessment ✔ Strengthened compliance aligned with RBI regulations, Basel III, and IFRS standards I bring deep expertise in: • Credit Underwriting & Financial Analysis • Risk Assessment & Portfolio Management • SME, Retail & Secured Lending (LAP, Agri) • Credit Policy & Regulatory Compliance • Digital Lending & Credit Scoring Models • Tools: Advanced Excel, Power BI, LOS/LMS Currently pursuing FRM®, I am committed to advancing my expertise in enterprise risk management and financial risk frameworks. 🔍 I am actively exploring opportunities where I can contribute to: • Strengthening credit risk frameworks • Enhancing portfolio quality • Driving data-driven underwriting decisions 📩 Open to leadership and senior roles in Credit Risk, Underwriting, and Risk Management within Banks, NBFCs, and Financial Institutions.

Location

Greater Bengaluru Area

AI stack

ChatGPT

Work experience

Finance Consultant at National Coir, Mar 2024 - Present · 2 yrs 9 mos, • Drive financial operations, compliance, and fund utilization across the organization • Sharpen budget tracking and reporting for faster, cleaner decision-making • Champion regulatory and operational compliance across all functions

Credit Manager at Protium, Nov 2023 - Feb 2024 · 4 mos, Pune, Maharashtra, India, Credit and Operation Risk

Project Team Lead at National Coir - India, Mar 2023 - Apr 2026 · 3 yrs 2 mos, Puri, Corporate Finance functions , Day to day plant administration oversight , Revenue

Credit Manager at Northern Arc Capital, Dec 2022 - Sep 2023 · 10 mos, Bengaluru, Karnataka, India, Credit Manager with Secured Asset and LAP Vertical

Credit Risk Manager at Northern Arc Capital, Dec 2022 - Sep 2023 · 10 mos, • Led credit underwriting, risk modeling, and portfolio monitoring for a fast-growing NBFC • Drove in-depth portfolio reviews and risk assessments to safeguard asset quality • Fortified compliance and risk frameworks organization-wide

Health and well-being at Career Break, Jan 2020 - Jun 2023 · 3 yrs 6 mos, Bengaluru, Karnataka, Not Working During the Post Corona Session

Education

Post graduate in Financial Management, Accounting and Finance, Madhusudan Institute of Co-operative Management

Master of Business Administration - MBA, Finance and Financial Management Services, Madhusudan Institute of Cooperative Management (MICM), Bhubaneswar

Anil Kumar Sahu

6+ years of work experience

Anil’s AI Stack

Education