Headline

Product Manager || IIM Ranchi 24 || Digital Lending

About

Product Manager at Bandhan Bank, working on lending — car loans, loan origination systems, credit decisioning. 2.5 years in credit and AI tooling. Currently working on the self-serve digital loan journey, and looking into agentic LOS design and BRE calibration for Indian lending. I build things on the side to understand AI products better — AlphaView (a live stock research tool for Indian retail investors, deployed on Vercel) and a couple of PRDs (MirrorAI, ClarityOS) exploring AI middleware. Also do regular product teardowns to stay sharp. MBA, Finance & Business Analytics — IIM Ranchi. B.Tech, Electronics & Communication. From Phulbani, Odisha. Interested in consumer fintech — lending, credit, AI products.

Location

Bhubaneshwar

AI stack

antigravity

claude code

codex

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notebooklm

notion

Work experience

Product Manager at Bandhan Bank, Apr 2024 - Present · 2 yrs 5 mos, Kolkata, West Bengal, India

Project Intern at Samsung R&D Institute India, Aug 2023 - Jan 2024 · 6 mos, During my internship, I conducted a comprehensive analysis of the rugged device market in India using market segmentation and SWOT analysis. This involved an in-depth evaluation of competitors' products and their business models through competitive benchmarking and value chain analysis to identify market gaps. Leveraging these insights, I developed a go-to-market (GTM) strategy for Samsung's handheld devices, utilizing techniques such as Porter's Five Forces and the Ansoff Matrix to optimize market entry and competitive positioning

Management Consulting Intern at Takshashila Consulting, Jul 2023 - Oct 2023 · 4 mos, Gurugram, Haryana, India

Project Management and Operations Intern at StackBOX, Apr 2023 - Jun 2023 · 3 mos, Bengaluru, Karnataka, India, • Redesigned warehouse layout and implemented WMS — improved same-day deliveries by 16%, next-day by 24%; cut conveyor traffic by 30%.

Junior Club Coordinator, Conundrum- The Consulting Club at Indian Institute of Management, Ranchi, Sep 2022 - Sep 2023 · 1 yr 1 mo, Ranchi, Jharkhand, India

Education

MBA in Business Analytics, Majors in Finance and Analytics, Indian Institute of Management, Ranchi

Bachelor of Technology - BTech, Electronic and Communications Engineering, Silicon Institute of Technology (SIT), Bhubaneswar