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Anand Tiwari

Product Manager | Product Owner | Lead Business Analyst | 10+ yrs BFSI | Built lending products at OakNorth Bank: Corporate/SME lending, servicing, Payments, IFRS 9 | Agentic AI, Claude, MCP | Ex-Temenos, Cognizant

Greater Bengaluru Area

10+ years of work experience

OakNorth in India
Apr 20242 yrs 7 mosPresent

Bengaluru

Owner for OakNorth's core loan administration platform for UK and US lending: roadmap, backlog and solutioning with Operations, Credit and Finance. Built an agentic AI delivery pipeline with Claude Code. Skills: Product Management, Product Ownership, SME Lending, Stakeholder Management, Generative AI
OakNorth in India
May 20213 yrsApr 2024

Bengaluru

Business analysis for the SME loan lifecycle, fees, interest and IFRS 9 across term, revolving and parentage (multi portfolio) facilities. Skills: Business Analysis, Commercial Lending, IFRS 9, Requirements Gathering
OakNorth in India
Sep 20191 yr 8 mosApr 2021

Bengaluru

Loan servicing: interest, fee and repayment schedules including bespoke loans.
Temenos
Aug 20181 yr 2 mosSep 2019

Bangalore

T24 lending: loans, mortgages, deposits, AA modules.
Cognizant
Dec 20152 yrs 9 mosAug 2018

Payments and compliance for a US banking client.

Anand’s AI Stack

claude code
claude code
claude
claude
github copilot
github copilot
mcp
mcp
openai
openai

Education

Rajiv Gandhi Prodyogiki Vishwavidyalaya

Bachelor of Engineering - BE

Rajiv Gandhi Prodyogiki Vishwavidyalaya

20114 yrs2015

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Headline

Product Manager | Product Owner | Lead Business Analyst | 10+ yrs BFSI | Built lending products at OakNorth Bank: Corporate/SME lending, servicing, Payments, IFRS 9 | Agentic AI, Claude, MCP | Ex-Temenos, Cognizant

About

I turn complex lending operations into products a bank can run on, and I build them AI-first. I have 10+ years in banking technology, 7 of them at OakNorth Bank as Product Manager, Product Owner and Business Analyst for its core loan administration platform, serving UK and US mid-market and SME lending. I own the roadmap, backlog and solutioning with Lending Operations, Credit and Finance, and lead delivery across Scrum teams. AI-first product delivery ▸ Agentic product pipeline: Claude Code skills and subagents take an idea from discovery to PRD, Jira stories, working prototype, sprint plan and release notes, with human-in-the-loop approval gates ▸ Vibe coding and rapid prototyping: working screens built in the real codebase for stakeholder sign-off before development ▸ MCP server for the lending platform, letting AI agents read and search loan data ▸ LLM tools for the team: acceptance criteria to test cases, ticket impact analysis, sprint planning from meeting transcripts, release documentation ▸ Custom GPT assistants for deal feasibility, contract checks and incident triage Stack: Claude Code, MCP, prompt and context engineering, multi-agent workflows, GPT, Jira, Confluence, SQL Domain: SME and corporate lending · syndicated loans · loan servicing · credit administration · fees and interest · IFRS 9 · core banking (T24, Finacle, Mambu) Earlier: Temenos (T24 lending) and Cognizant (payments and compliance for a US bank).

Location

Greater Bengaluru Area

AI stack

claude code

claude

github copilot

mcp

openai

Work experience

Product Manager (Senior Technical Leader) at OakNorth in India, Apr 2024 - Present · 2 yrs 7 mos, Bengaluru, Owner for OakNorth's core loan administration platform for UK and US lending: roadmap, backlog and solutioning with Operations, Credit and Finance. Built an agentic AI delivery pipeline with Claude Code. Skills: Product Management, Product Ownership, SME Lending, Stakeholder Management, Generative AI

Business Analyst (Tech Lead) at OakNorth in India, May 2021 - Apr 2024 · 3 yrs, Bengaluru, Business analysis for the SME loan lifecycle, fees, interest and IFRS 9 across term, revolving and parentage (multi portfolio) facilities. Skills: Business Analysis, Commercial Lending, IFRS 9, Requirements Gathering

Senior Technology Analyst in Oaknorth at OakNorth in India, Sep 2019 - Apr 2021 · 1 yr 8 mos, Bengaluru, Loan servicing: interest, fee and repayment schedules including bespoke loans.

Test Engineer at Temenos, Aug 2018 - Sep 2019 · 1 yr 2 mos, Bangalore, T24 lending: loans, mortgages, deposits, AA modules.

Test Analyst at Cognizant, Dec 2015 - Aug 2018 · 2 yrs 9 mos, Payments and compliance for a US banking client.

Education

Bachelor of Engineering - BE, Rajiv Gandhi Prodyogiki Vishwavidyalaya