Business Analyst leveraging data analytics for informed decision-making

Bengaluru

Bengaluru









Bachelor of Engineering - BE, Information Technology
JSS Academy Of Technical Education Karnataka

12th, science
City Montessori School
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Business Analyst specializing in fintech risk analytics, collections strategy, and business intelligence, with experience transforming complex business problems into actionable insights using SQL, Python, Excel, and BI platforms. I currently work in fintech where my focus is on portfolio performance analysis, risk scorecard development, collections optimization, and operational analytics. My work supports lending teams in identifying early risk signals, improving repayment behavior, and strengthening portfolio health. At Exponent One and Vidyut, I have worked extensively on loan repayment analytics, cohort and vintage analysis, collections dashboards, and customer viability frameworks, enabling leadership teams to make data-driven lending and operational decisions.
Bengaluru
claude code
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gemini
notion
openai
Canva Magic Studio
Business Analyst at Exponent ONE, Nov 2025 - Present · 11 mos, Bengaluru, • Led requirements gathering and documentation for risk, collections, and operations workflows, enhancing process clarity. • Developed customer viability frameworks and risk scorecards using SQL, Python, and Excel to support informed lending decisions. • Analyzed IoT vehicle utilization data to identify trends, driving policy improvements and operational efficiency. • Created Power BI and Metabase dashboards for leadership-level performance monitoring, facilitating data-driven decision-making.
Business Analyst at VidyutTech, Dec 2023 - Oct 2025 · 1 yr 11 mos, Bengaluru, • Supported data-driven decision-making across operations and strategy as a Business Analyst at VidyutTech. • Conducted thorough data analysis and reporting to enhance business performance and operational efficiency. • Collaborated with cross-functional teams to translate business requirements into actionable analytical outputs and dashboards.
Data support intern at Augnito, Jun 2022 - Sep 2022 · 4 mos
Intern at UNICEF, Jul 2021 - Aug 2021 · 2 mos
Bachelor of Engineering - BE, Information Technology, JSS Academy Of Technical Education Karnataka
12th, science, City Montessori School