---
title: "AMIT KUMAR - Consultant in Gurugram | Tal"
description: "Meet AMIT KUMAR, Credit Risk & Fraud Strategy |IIT Delhi’22 based in Gurugram. AI stack includes claude code, claude, and codex."
image: "https://tal.club/meet/amit-kumar-3/share-image"
---

# AMIT KUMAR on Tal

## Headline

Credit Risk & Fraud Strategy \|IIT Delhi’22

## About

Credit risk and analytics professional with \~4 years of experience working on US consumer lending portfolios\. Focused on optimizing risk–return by strengthening credit risk frameworks, enabling data\-driven decision\-making, and supporting portfolio growth through advanced analytics and modeling\. Experienced in SAS, SQL, Python, and Tableau to generate actionable insights\. A B\.Tech graduate from IIT Delhi, with a strong analytical and problem\-solving foundation\. Interested in roles where analytics drives risk strategy and business outcomes\.

## Location

Gurugram

## AI stack

claude code

claude

codex

openai

perplexity

ChatGPT Images

## Work experience

Consultant at EXL, May 2026 \- Present · 4 mos, Gurugram, Haryana, India

Analyst at bluCognition, Jul 2025 \- Apr 2026 · 10 mos, Remote

Consultant at EXL, Jul 2022 \- Jun 2025 · 3 yrs, Gurugram, Haryana, India, Part of Strategic Initiatives team optimising Risk\-Return dynamics for US Consumer Cards and lending\.

## Education

Bachelor's degree, Biotechnology, Indian Institute of Technology, Delhi

[View the original profile](https://tal.club/meet/amit-kumar-3)

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