Headline

Credit Risk & Fraud Strategy |IIT Delhi’22

About

Credit risk and analytics professional with ~4 years of experience working on US consumer lending portfolios. Focused on optimizing risk–return by strengthening credit risk frameworks, enabling data-driven decision-making, and supporting portfolio growth through advanced analytics and modeling. Experienced in SAS, SQL, Python, and Tableau to generate actionable insights. A B.Tech graduate from IIT Delhi, with a strong analytical and problem-solving foundation. Interested in roles where analytics drives risk strategy and business outcomes.

Location

Gurugram

AI stack

claude code

claude

codex

openai

perplexity

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Work experience

Consultant at EXL, May 2026 - Present · 4 mos, Gurugram, Haryana, India

Analyst at bluCognition, Jul 2025 - Apr 2026 · 10 mos, Remote

Consultant at EXL, Jul 2022 - Jun 2025 · 3 yrs, Gurugram, Haryana, India, Part of Strategic Initiatives team optimising Risk-Return dynamics for US Consumer Cards and lending.

Education

Bachelor's degree, Biotechnology, Indian Institute of Technology, Delhi