---
title: "Amit Yadav - Senior Product Manager in India | Tal"
description: "Meet Amit Yadav, Senior PM @ Mobikwik • Fintech & Merchant Payments | UPI, Settlements, Onboarding | Ex-Zomato | MDI Gurgaon based in India."
image: "https://tal.club/meet/amit-76/share-image"
---

# Amit Yadav on Tal

## Headline

Senior PM @ Mobikwik • Fintech & Merchant Payments \| UPI, Settlements, Onboarding \| Ex\-Zomato \| MDI Gurgaon

## About

I build and scale merchant fintech platforms — the systems that move money, onboard businesses, and keep payments reliable at scale\. Over 8\+ years at MobiKwik I've grown from APM to Senior Product Manager, owning merchant settlements & payouts, field sales tooling, onboarding, and lending\. A few results I'm proud of: • Cut settlement failures 95% and advanced payout initiation from 10 AM to 5 AM • Increased field\-team productivity 5x in 2 months via a new Field Sales Management platform • Reduced merchant onboarding from \~1 day to 3–5 minutes • Lifted merchant retention 10–15% with Instant Settlement and pricing controls I work across engineering, ops, business, and compliance to turn manual, ops\-heavy workflows into scalable self\-serve systems\.

## Location

India

## Work experience

Senior Product Manager at MobiKwik, Feb 2021 \- Present · 5 yrs 6 mos, Gurugram, Haryana, India, Rebuilt the end\-to\-end merchant settlement & payout platform \(online \+ offline\), leading a full backend revamp and high\-TPS bank API integrations — cut settlement failures 95%, advanced payout initiation from 10 AM to 5 AM, and reduced payout generation time from 10 hrs to under 2 hrs\. Launched the Field Sales Management \(FSM\) platform for real\-time tracking of field agents, devices, and performance — increased field\-team efficiency and productivity 4× within 2 months\. Automated the payout pipeline with system\-triggered settlements, an adjustment flow, and a pre\-funding system, removing manual intervention and significantly reducing daily ops effort\. Redesigned the Merchant App to surface transactions, settlements, refunds, and device health — cut inbound support calls 25% and improved merchant self\-service\. Led a cross\-functional redesign of merchant onboarding, collapsing onboarding time from \~1 day to 3–5 minutes and improving activation and time\-to\-revenue\. Diagnosed and fixed systemic UPI failures \(Online & Pocket UPI\) by optimising retry and error flows — raised success rates 15% and grew active UPI merchants 10% MoM\. Stood up the merchant service & support architecture \(self\-serve dashboard, automated workflows, Salesforce integration\) — reduced complaints and support calls 50% within 3 months\. Launched Instant Settlement and merchant pricing controls, driving an 8–10% lift in transactions and a 10–15% improvement in retention\.

Product Manager at MobiKwik, Oct 2019 \- Jan 2021 · 1 yr 4 mos, Scaled Instant Wallet Loan 20× to ₹60 Cr in monthly disbursals, driving wallet engagement and a new direct\-revenue line\. Launched a portfolio of direct\-to\-customer products \(extended warranty, insurance, virtual & health cards\), unlocking new monetization streams\. Drove post\-purchase cross\-sell for Bajaj Finserv consumer\-loan users, improving product attach rates\.

Associate Product Manager at MobiKwik, Feb 2018 \- Sep 2019 · 1 yr 8 mos, Gurgaon, Haryana, India, Built and launched Instant Wallet Loan from 0→1 \(₹5K & ₹10K tickets\), enabling instant wallet credit in 3 steps — the product later scaled 20×\. Enhanced the MobiKwik–Bajaj co\-branded app with new variants, lifting customer acquisition 15% within 3 months\.

Senior Sales Manager \- Advt Sales at Zomato, Aug 2017 \- Jan 2018 · 6 mos, Gurgaon, India, Grew advertising revenue 35% MoM through data\-driven campaign optimization\. Improved team efficiency 23% by redesigning lead\-management and bandwidth\-allocation processes\. Onboarded and managed restaurant partners, maximizing their value through targeted marketing and promotions\.

Sales Manager \- Book a Table Business at Zomato, Oct 2015 \- Jul 2017 · 1 yr 10 mos, Delhi NCR

Sales Associate at Zomato, Jun 2015 \- Sep 2015 · 4 mos, Gurgaon, India

## Education

Executive MBA, Management, Management Development Institute, Gurgaon

Bachelor of Business Studies\-BBS, Delhi University

[View the original profile](https://tal.club/meet/amit-76)

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