Headline

Engineering Leader | Building AI Workforce | Ex-CRED, Juspay

About

I build platforms behind critical product experiences - payments, checkout, and transaction infrastructure. At CRED, I worked across core fintech systems, helping scale platforms that supported 85M+ monthly payment/scan flows and 59M orders/month - spanning checkout, order management, payment instruments, refunds, pricing, and merchant flows. Before that, at Juspay, I worked on UPI payments, BHIM, bank integrations, and a payout system used for credit card bill payments and merchant refunds. Over the years, I’ve moved between hands-on backend engineering and platform leadership, and I’ve stayed close to both - architecture and systems design on one side, execution, delivery, and team-building on the other. I’m now building AI systems around agents and real-world workflows. The thread across my work hasn’t changed: taking ambiguous problems and turning them into systems that are reliable, useful, and scalable.

Location

Greater Bengaluru Area

AI stack

claude code

livekit

ollama

openai

opencode

Vapi

Work experience

Engineering Manager at CRED, Oct 2023 - Mar 2026 · 2 yrs 6 mos, Bengaluru, - Led platform engineering for CRED’s checkout, order management, payment instruments, refunds, pricing, offers, CREDPay, and Central Bank Digital Currency wallet initiatives. - Owned high-scale payment and checkout infrastructure supporting 85M+ monthly payment/scan flows, 59M orders/month, and 60 RPS peak checkout traffic. - Built and scaled core transaction platforms including Order Management System, Central Transactions Repository, and Instruments Service, powering transaction history, payment discovery, reconciliation, analytics, support, and downstream use cases. - Led roadmap planning, architecture/design reviews, delivery, production ownership, mentoring, hiring, and performance conversations across engineering teams.

Senior Software Engineer at CRED, Jan 2020 - Sep 2023 · 3 yrs 9 mos, Bangalore Urban, - Built backend systems across checkout orchestration, payment flows, merchant integrations, refunds, pricing, offers, and transaction infrastructure. - Contributed to UPI-led payment flows, payment instrument handling, order lifecycle, configurable pricing, fee logic, and checkout-level offers.

Software Development Engineer at JUSPAY, Jan 2016 - Dec 2019 · 4 yrs, Bengaluru Area, India, Key Roles: - Spearheaded development of BHIM application - unveiled by Prime Minister of India. 20M+ Playstore downloads - Independently developed new features in Juspay Safe, a product which intents to remove frictions during payments, and maintained the whole product. SDK has the presence in many apps in india including the giants like Amazon, Flipkart, Myntra, BookMyShow, MakeMyTrip etc. Addressed all client queries and provided support for integration - Worked in Designing and development of Recurring Payment Solution for Merchants as a wrapper over Payment Gateways - Worked on Backend of Juspay merchant UPI solution project. Developed Juspay Fuel app to facilitate UPI payments across merchants. App has been getting used at all HP petrol pumps for accepting UPI payments. - Assisted the development of Mystique, a proprietary Javascript Framework for dynamic application development - Worked on Android app development of Axispay-V2 app for Axis bank to support UPI payments

Computer Scientist at Belzabar Software Design India Private Limited, Jul 2014 - Dec 2015 · 1 yr 6 mos, Pune Area, India, Key Roles: - Brainstorming on the requirements by the client, gathering all use cases &their clarification and the impact on existing functionalities. - Discussion with team on DB Design and Web Services. - Setting up skeleton code in AngularJs and development of module over it. - Integration with RESTful web services. - Interaction with QAs for debugging and resolution of issues. Additional Responsibilities: 1. Mentoring freshers and guiding them during their initial phase. 2. Addressal and resolution the intermittent application issues during testing phase.

Software Development Intern at Belzabar Software Design India Private Limited, May 2013 - Jul 2013 · 3 mos, New Delhi, Developed a Project specification creation software named "Features". It involved detailing each aspect of the system - all features, interfaces and components - and then estimating each. The specification lets a team estimate the development time and make sure the needed pieces aren't forgotten.

Technical Intern at iLogo.in, May 2011 - Jun 2011 · 2 mos, Mumbai, Maharashtra, India, Worked as a backend developer for the website. Integrated the website with Facebook for registering users and other purpose.

Education

Integrated Post Graduate (B.Tech+M.Tech), Information Technology, ABV-Indian Institute of Information Technology and Management

Kalidas Montessori School, Senior School Certificate, Kalidas Montessori Senior Sec. School