Leading Credit Risk Analytics @ Hero FinCorp | Ex-Mastercard | ISB AMPBA Co’23 | BITS Pilani | Patent Inventor | Data Science | Risk Analytics | Generative AI |

Gurugram, Haryana, India

Gurugram, Haryana, India

Gurgaon, India

Gurgaon, India

Bengaluru, Karnataka, India

Bachelor of Engineering (B.E.), Computer Science
Birla Institute of Technology and Science, Pilani

AMPBA, Business Analytics
Indian School of Business
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Data Scientist with 6+ years of experience in fintech and marketing, specialising in credit risk modelling, marketing analytics, and LLM-based applications. Proven track record in reducing portfolio risk, improving conversion, and building scalable data-driven solutions.
Gurugram
Senior Data Scientist at Hero FinCorp., Jan 2024 - Present · 2 yrs 6 mos, Gurugram, Haryana, India, Leading advanced predictive modeling and Generative AI initiatives to optimize risk, scale cross-sell portfolio growth, and modernize analytics infrastructure. Engineered a cross-sell delinquency scorecard enabling lending decisions over an 800+ Cr annual portfolio.
Manager, Analytics at GroupM, Sep 2022 - Jan 2024 · 1 yr 5 mos, Gurugram, Haryana, India, Leading digital transformation for major Indian brands clients like Maruti Suzuki, Himalaya, Dell and more. Implemented analytics and marketing tags on 30+ websites and mobile applications leveraging Google Tag Manager for clean and comprehensive tag management. End to end ownership of clients' Google Analytics accounts for monthly reporting and analytics as well as dashboards using Looker Studio. Created POCs for predictive analytics with BigQuery and GCP working actively on customer segmentation and CLTV modelling for personlised targeting, attrition models etc.
Data Scientist, Product Development at Mastercard, Feb 2019 - Dec 2020 · 1 yr 11 mos, Gurgaon, India, Member of the Data Engineering and Analytics team within Product Development responsible for bringing cutting edge ML models to Mastercard Analytics with streamlined deployment and model management techniques.
Analyst, Innovation & Rapid Protyping at Mastercard Advisors, Jun 2018 - Jan 2019 · 8 mos, Gurgaon, India
Software Developement Intern at Dell EMC, Jul 2017 - Dec 2017 · 6 mos, Bengaluru, Karnataka, India
Bachelor of Engineering (B.E.), Computer Science, Birla Institute of Technology and Science, Pilani
AMPBA, Business Analytics, Indian School of Business