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Akshay K.

Digital Lending & Payments Product | Credit Decisioning · KYC · Loan Disbursement | Axis Bank · IBM · IIFT Delhi

Mumbai

5+ years of work experience

Axis Bank
Apr 20265 mosPresent

Mumbai, Maharashtra, India

Axis Bank
Jun 20241 yr 10 mosMar 2026

Mumbai, Maharashtra, India

Axis Bank
Apr 20233 mosJun 2023

Mumbai, Maharashtra, India

• Conceptualized, built and launched a 0→1 personalization workflow platform within 6 weeks of joining, replacing Excel-based processes with a PowerApps + Power Automate solution • Led discovery to beta release during a 7-week internship—now the exclusive internal campaign tool, reducing TAT by 50% and earning a Pre-Placement Offer (PPO)
IBM
Jul 20193 yrsJun 2022

Bangalore Urban, Karnataka, India

- Worked on Payment Module which is responsible for doing financial adjustments that positively impacts transactions pertaining to the payments and commissions made to the IBM Sellers as well as calculating their incentives and acheivements. - Migrated from a batch program to an Event Driven Architecture. - Dealt with high stakes financial data, employee data and commission payment data from 103 countries. - Resulted in improved performance for Cloud in comparison to Mainframe, saving $1.2B and generating $600M Revenue Technologies Worked with : Scala, Apache Spark, Apache Kafka, IBM Db2, Play Framework, IBM COS

Akshay’s AI Stack

antigravity
antigravity
opencode
opencode

Education

Indian Institute of Foreign Trade

Master of Business Administration - MBA

Indian Institute of Foreign Trade

20222 yrs2024
Manipal institute of technology

Bachelor of Technology (B.Tech.), Computer Science

Manipal institute of technology

20154 yrs2019

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Headline

Digital Lending & Payments Product | Credit Decisioning · KYC · Loan Disbursement | Axis Bank · IBM · IIFT Delhi

About

Product Manager specialising in digital lending and payments at scale. At Axis Bank, own full roadmap and delivery for auto loan disbursement, KYC, and recurring payment journeys — helped grow digital disbursals from ₹7,000 Cr to ₹10,000 Cr annually. Bring a rare combination of deep credit/lending domain knowledge, hands-on engineering background (CS degree + 3 years as a data engineer at IBM), and a track record of driving measurable revenue outcomes through cross-functional execution across engineering, risk, ops, and compliance.

Location

Mumbai

AI stack

antigravity

opencode

Work experience

Senior Product Manager at Axis Bank, Apr 2026 - Present · 5 mos, Mumbai, Maharashtra, India

Product Manager - Digital Lending at Axis Bank, Jun 2024 - Mar 2026 · 1 yr 10 mos, Mumbai, Maharashtra, India

Ahead Intern at Axis Bank, Apr 2023 - Jun 2023 · 3 mos, Mumbai, Maharashtra, India, • Conceptualized, built and launched a 0→1 personalization workflow platform within 6 weeks of joining, replacing Excel-based processes with a PowerApps + Power Automate solution • Led discovery to beta release during a 7-week internship—now the exclusive internal campaign tool, reducing TAT by 50% and earning a Pre-Placement Offer (PPO)

Data Engineer at IBM, Jul 2019 - Jun 2022 · 3 yrs, Bangalore Urban, Karnataka, India, - Worked on Payment Module which is responsible for doing financial adjustments that positively impacts transactions pertaining to the payments and commissions made to the IBM Sellers as well as calculating their incentives and acheivements. - Migrated from a batch program to an Event Driven Architecture. - Dealt with high stakes financial data, employee data and commission payment data from 103 countries. - Resulted in improved performance for Cloud in comparison to Mainframe, saving $1.2B and generating $600M Revenue Technologies Worked with : Scala, Apache Spark, Apache Kafka, IBM Db2, Play Framework, IBM COS

Education

Master of Business Administration - MBA, Indian Institute of Foreign Trade

Bachelor of Technology (B.Tech.), Computer Science, Manipal institute of technology

Akshay K. - Senior Product Manager in Mumbai | Tal