Headline

Principal Backend Engineer | Engineering Leadership | Distributed Systems | FinTech | Upstox

About

Engineering leader and hands-on backend architect with 10+ years of experience building large-scale distributed systems across fintech, banking, and marketing platforms. I have led backend engineering for revenue-critical products across IPOs, fixed income, bonds, US stocks, notifications, insurance, and platform modernization. My work has involved designing scalable microservices, driving cross-team execution, mentoring engineers, improving reliability, and owning production-critical systems. My core strengths are backend architecture, distributed systems, technical strategy, stakeholder management, production reliability, performance tuning, and engineering execution. I work primarily with Java, Spring Boot, Kafka, Redis, MySQL, AWS, Python, Kubernetes, and event-driven architectures. I enjoy solving hard backend problems, building reliable platforms, and helping engineering teams deliver high-impact systems with strong technical discipline.

Location

Greater Bengaluru Area

AI stack

claude

codex

cursor

github copilot

opencode

Work experience

Principal Engineer at Upstox, Apr 2025 - May 2026 · 1 yr 2 mos, Bangalore Urban, Karnataka, India, Owned the technical roadmap across Wealth and Invest ecosystem, including Bonds, Fixed Deposits, IPOs, Insurance, Referral, News and Notifications. Built Loan Against Securities from scratch, integrating Smallcase, internal margin-pledging services, CDSL pledge flows, and vendor loan issuance workflows on flat-interest-rate products. Built Gift City migration service to move US Stocks EOD settlement, transaction, payment, and profile data into Yotta data center / bare-metal infrastructure for compliance, audit, and data residency requirements. Drive architecture, performance, and cost-efficiency initiatives that reduced infrastructure spend by over 40% while ensuring sub-100 ms latency across high-traffic services serving millions of users. Provide technical leadership and mentorship to a team of engineers, aligning system design, scalability, and reliability with organizational goals.

Software Development Engineer 4 at Upstox, Apr 2023 - Apr 2025 · 2 yrs 1 mo, India, Led the design and delivery of backend microservices for Upstox’s investment and wealth management platform, covering IPOs, Fixed Income, and market data systems. Architect and launched IPO v2, a high-performance microservice enabling IPO applications for millions of daily active users, improving scalability, reliability, and customer experience. Built and scaled Fixed Income platforms for Sovereign Gold Bonds, Government Securities, T-Bills, SDLs, and NCDs, creating new brokerage revenue streams of up to ₹1 Cr per issue via stock exchange integrations. Led a team of 3 engineers across design, development, production rollout, and operational ownership of critical Invest-side services. Acted as SME for multiple Invest platform services, driving technical decisions, production stability, and cross-team support, contributing to a 12% increase in user on-boarding in the last quarter. Spearheaded the founder-prioritized migration of stock scrip data from Accord to Refinitiv, improving data quality, reliability, and long-term platform maintainability.

Senior Software Engineer at Upstox, Jun 2021 - Mar 2023 · 1 yr 10 mos, Bengaluru, Karnataka, India, Enhanced the notification ecosystem at Upstox to scale effectively for millions of daily active users. Developed a robust and resilient service with multi-provider switching to handle delivery failures seamlessly. Integrated with AEM for static content creation and successfully migrated the setup to Strapi.

Associate Software Developer at JPMorgan Chase & Co., Jul 2019 - Jun 2021 · 2 yrs, Bengaluru Area, India, Delivered modules as part of a credit transformation initiative, breaking down a monolithic application into independent microservices. Developed RESTful APIs to expose trade and product data consumed by multiple teams across the line of business. Improved PowerPoint slide generation performance by automating slide image creation using Apache POI. Built REST APIs for legacy data migration into the Integrated Credit Risk Desktop platform. Implemented Spring Batch jobs to integrate data across multiple asset classes, improving data availability for faster decision-making. Worked in an agile delivery model, actively participating in story grooming, acceptance criteria reviews, and sprint execution.

Technology Analyst at JPMorganChase, Jul 2016 - Jan 2019 · 2 yrs 7 mos, Built Spring Batch jobs to process data across asset classes for credit limit monitoring. Developed REST APIs to onboard exposures into new risk systems (ICR Desktop). Collaborated with product owners in Agile setup for backlog grooming and acceptance review.

Education

Bachelor of Engineering, Information Science/Studies, University Visvesvaraya College of Engineering ( UVCE )

Computer Science, Computer Science, KLE Independent Pre-University College