Headline

FPL Technologies || IDFC First Bank || IGIDR’24 || ISI MSQE 2022 - AIR 47

About

Fintech Data Scientist specializing in credit analytics, ML-driven decisioning, and funnel intelligence for digital lending. Built SQL-based onboarding and decisioning funnels to identify friction points, and developed production-grade ML models using bureau data and in-app footprints to improve approval rates, targeting, and applicant profiling. My work spans underwriting insights, credit policy refinement, A/B experimentation, and portfolio performance analysis, driving measurable improvements in approval quality, user experience, and end-to-end app journey efficiency.

Location

Mumbai

AI stack

antigravity

codex

opencode

Work experience

Data Scientist at FPL Technologies, Jul 2024 - Present · 2 yrs 2 mos, Pune District, Maharashtra, India

Summer Intern- Data & Analytics at IDFC FIRST Bank, May 2023 - Jul 2023 · 3 mos, Mumbai, Maharashtra, India

Education

Master of Science - MS, Economics, Indira Gandhi Institute of Development Research

B.Sc., Mathematics and Physics, Allahabad state university