About
I started my career with a simple belief — finance is not just about numbers, but about the decisions those numbers enable. Today, as a Core Member in the PMO & Transformation team at ESAF Small Finance Bank, I work at the intersection of banking operations, data analytics, and digital transformation — helping build systems that make the bank smarter, faster, and more efficient. 𝗪𝗵𝗮𝘁 𝗜 𝗗𝗼- At ESAF, I drive critical transformation initiatives — CBS, CRM, and LOS upgrades. Beyond project coordination, I build. I've developed internal web tools — a CB Rejection Dashboard, a Branch Heat Map, and a Gold Loan Eligibility Calculator — using HTML, CSS, and JavaScript, actively used to improve decision-making across the organization. I automate processes, reduce manual bottlenecks, and turn scattered data into actionable insights. 𝗪𝗵𝗲𝗿𝗲 𝗜 𝗖𝗼𝗺𝗲 𝗙𝗿𝗼𝗺- Before ESAF, I interned at ANIIDCO in the Andaman & Nicobar Islands, processing 250+ transactions/week on Tally ERP, reconciling cash books, and preparing statutory tax returns. At HDFC Life, I worked on the commercial side — understanding customer segments and supporting branch-level marketing campaigns. That taught me to think about the customer, not just the spreadsheet. 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻- MBA in Finance (minor: Marketing) from VIT, and B.Com (Hons) in Accounts & Taxation from Chandigarh University. 𝗪𝗵𝗮𝘁 𝗜 𝗕𝗿𝗶𝗻𝗴- Financial Modeling & Analysis Data Visualization & Dashboard Development Core Banking (Oracle Flexcube), SIT & UAT IBM SPSS & Predictive Analytics Excel, VBA, Web Development (HTML/CSS/JS) Tally ERP & Statutory Compliance Certifications from JPMorgan Chase, KPMG, Google, and VIT — in data analytics, financial modeling, and digital marketing. 𝗪𝗵𝗮𝘁 𝗗𝗿𝗶𝘃𝗲𝘀 𝗠𝗲- Banking is transforming rapidly — and I want to be in the room where those decisions are made. I'm multilingual (Hindi, English, Bengali), collaborative, and someone who takes ownership seriously. I don't wait to be told what to fix — I look for it. 𝗢𝗽𝗲𝗻 𝗧𝗼- Roles in Banking, Fintech, Product Management, and Analytics — where financial expertise meets data thinking and technology. 📧 royakash434@gmail.com 🌐 akash-roy-portfolio.vercel.app
Work experience
Product Manager at ESAF Bank, Jul 2024 - Present · 2 y 2 mo, Thrissur, Kerala, India, Product & Project Management | Core Transformation Team
Finance Intern at Andaman and Nicobar Islands Integrated Development Corporation Ltd (ANIIDCO), Mar 2024 - May 2024 · 3 mos, Port Blair, Andaman and Nicobar Islands, India
Management Intern at HDFC Life, Jun 2023 - Jul 2023 · 2 mos, Vellore, Tamil Nadu, India
