---
title: "Akash Gaonkar - Senior Product Manager in Bengaluru | Tal"
description: "Meet Akash Gaonkar, I Help Companies Build AI-Powered Platforms at Scale | Senior Product Manager | ₹16K Cr Impact | Ex-Bajaj Finserv based in Bengaluru. AI stack includes claude, gemini, and notion."
image: "https://tal.club/meet/akash-gaonkar/share-image"
---

# Akash Gaonkar on Tal

## Headline

I Help Companies Build AI\-Powered Platforms at Scale \| Senior Product Manager \| ₹16K Cr Impact \| Ex\-Bajaj Finserv

## About

I build AI\-powered platforms that scale — and I measure success in revenue, accuracy, and real business outcomes\. Over 9 years across Piramal Finance, Bajaj Finserv, JP Morgan, and EY, I've led products from 0→1 that actually moved the needle\. A partner lifecycle platform serving 15,000\+ MAUs driving ₹16K Cr annually\. An AI activation agent that shifted login conversion from 9% to 12%, unlocking ₹3\.6K Cr in revenue\. A real\-time fraud detection system that cut response time from 24 hours to under a minute — preventing ₹200 Cr in losses\. What sets me apart is the ability to sit equally well with a senior engineer debating tech trade\-offs and a business leader making resourcing calls — and get both to move in the same direction\. I've used AI not just as a feature, but as a core lever for automation — from intelligent bank document reconciliation at 95%\+ accuracy to AI\-driven personalisation that directly lifted user conversion\. I build with end users in mind, grounding every roadmap decision in user behaviour, product fundamentals, and long\-term platform vision\. I thrive in fast\-paced environments where product fundamentals matter\. Whether it's defining a multi\-quarter roadmap, navigating a hard tech\-product trade\-off, or aligning cross\-functional teams across engineering, ops, and business — I bring clarity, speed, and a bias for impact\. Currently exploring Senior PM opportunities where AI, platform thinking, and product vision intersect\. 📍 Bengaluru \| Open to Senior PM & Lead PM roles across AI, SaaS, Consumer Tech & Platforms

## Location

Bengaluru

## AI stack

claude

gemini

notion

replit

claudecode

## Work experience

Senior Product Manager at Piramal Finance, Apr 2026 \- Present · 5 mos, Bangalore Urban, Karnataka, India, Building Industry first AI Led \(0 to 1\) Loan Origination system for Wholesale vertical

Senior Digital Product Manager at Piramal Finance, Aug 2022 \- Mar 2026 · 3 yrs 8 mos, Bengaluru, Karnataka, India, India's fastest\-growing Non\-Banking Financial company \(NBFC\) with retail Assets Under Management \(AUM\) of \~₹1 Lakh Cr \- Built and scaled a 0 to 1 partner ecosystem from the ground up — a full\-stack lifecycle platform serving 15,000\+ MAUs, integrating loan origination APIs with India's top 5 partners \(cutting lead\-to\-loan TAT by 60%\), and launching a real\-time payments platform that reduced payout TAT from 10\+ days to real\-time — collectively driving \~₹22K Cr in incremental annual revenue\. \- Launched AI\-driven products across activation, reconciliation, and fraud — an AI activation agent that lifted partner login conversion from 9% to 12% \(\~₹3\.6K Cr revenue\), an AI\-powered bank document reconciliation platform achieving 95%\+ match accuracy across 30\+ accounts, and an ML\-powered real\-time fraud detection engine with 20\+ rule sets cutting detection from 24 hours to sub\-minute, preventing \~₹200 Cr in fraudulent losses\. \- Owned platform and Martech roadmap end\-to\-end — built a modular, configurable promotions platform enabling cohort\-based campaign targeting that contributed \~₹100 Cr in incremental revenue and drove measurable ARPU uplift; led cross\-functional alignment across engineering, ops, legal, and external partners to ship at scale\. \- Led and mentored a team of Product Managers across engagement platforms — driving continuous discovery, roadmap prioritisation, backlog quality, and OKR alignment across multiple concurrent product lines\.

Lead Product Manager \- Health EMI Network Card at Bajaj Finserv, Apr 2022 \- Jul 2022 · 4 mos, Pune District, Maharashtra, India, Lead the Growth and Analytics of India’s First Health EMI Card\. Below are the Highlights: \- Relaunched the Health EMI card with additional health benefits \- Created the Go\-to\-market strategy, which included various channels of communication \- Created and maintained the product roadmap for building digital capabilities \- Raised User Stories basis the agile sprint methodology for development of customer journeys \- Continuous co\-ordination with cross functional stakeholders like Backend & Frontend Engineers, QA, UI/UX designers, SEO team & Marketing \- Created data cohorts & segmentation basis interaction and recency based model \- Funnel management of the Product on Demand platform \(Business & Tech KPIs\) \- Worked on platforms like EDW\(SQL\) and Oracle Responsys

Product Manager at Bajaj Finserv Health \- Health EMI Network & Labs at Bajaj Finserv, Mar 2021 \- Mar 2022 · 1 yr 1 mo, Pune Division, Maharashtra, India, Built Engagement channels for Network of Hospitals and Onboarding of Lab Centres\. Below are the Highlights: \- Lead the Ideation and Development of Go\-To\-Market Strategy for customers to avail Easy EMIs at 1,100\+ Network Hospitals \- Maintained and developed the roadmap of DIY NLP Chat Bot Functionality which contributed to 10% of Monthly EMI Finance Logins \- Onboarded Labs like Thyrocare, Dr Lal Path, Metropolis etc \- Built the process for availing online lab booking journey on the Bajaj Health App \- Worked on creating the SLAs and checklist for onboarding various lab partners

Data Analyst at Bajaj Finance \- Business Ontology & Knowledge Engineering at Bajaj Finserv, Jul 2020 \- Feb 2021 · 8 mos, Pune Division, Maharashtra, India, Worked as a Data Analyst to build demographic based Risk Rule Engine to provide pre\-approved limit to customers\. Below are the Highlights: \*\*\*Awarded “Ace Contributor” \(Top 2% of employees\) for an exceptional contribution towards Ontology Capabilities in Q4’FY21 \- Worked on various prospect data sets to identify variables which are relevant for product offerings \- Built Risk Rule engine to provide pre\-approved \(PA\) and pre\-qualified \(PQ\) offers to 1 Mn\+ Prospect base \- Created automated stored procedure on Data Warehouse through Structured Query Language \(SQL\) \- Worked on POC capabilities of ontology network graph model

Finance Intern at Fidelity Investments, Apr 2018 \- Jun 2018 · 3 mos, Bengaluru, Karnataka, India, Worked with the FP&A team on the Project titled “Total Cost of Operations”\. Below are the highlights: \- Identified the TCO of transport operations \(Direct & Indirect Costs\) to be \~Rs\. 8 Mn \- Performed a cost benefit analysis \(No of Vehicles, Employee Shifts, Pick up & drop locations, Vendor payouts & more\)

Operations Analyst at J\.P\. Morgan, May 2016 \- Apr 2017 · 1 yr, Bengaluru, Karnataka, India, Worked on Loan processing software to disburse loans and accept payments for multiple high net worth individuals\. Highlights: \- Performed Research and Maintenance for wholesale loan operations division of HNI Clients \(>$1Mn\) \- Executed Payment Function which dealt with fixed and floating rate loans up to $25 Mn

Associate at EY, Aug 2013 \- Jan 2015 · 1 yr 6 mos, Bengaluru, Karnataka, India, Managed the Audit engagement of $100 Billion Hedge Fund by performing Substantive procedures on forwards and futures instruments \*\*\*Awarded EY Superstar, \(Top 1% of employees\) for outstanding execution of Audit Engagement for Year\-end FY14 \- Audited “Balyasny Asset Management”, a $100 Billion Hedge Fund on a half yearly and yearly basis \- Performed Substantive procedures on Forwards and Futures Reconciliation

## Education

Master of Business Administration \- MBA, Finance, General, Symbiosis Institute of Business Management, Pune

Bachelor of Business Management, Finance, General, Christ University, Bangalore

[View the original profile](https://tal.club/meet/akash-gaonkar)

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