Headline

I Help Companies Build AI-Powered Platforms at Scale | Senior Product Manager | ₹16K Cr Impact | Ex-Bajaj Finserv

About

I build AI-powered platforms that scale — and I measure success in revenue, accuracy, and real business outcomes. Over 9 years across Piramal Finance, Bajaj Finserv, JP Morgan, and EY, I've led products from 0→1 that actually moved the needle. A partner lifecycle platform serving 15,000+ MAUs driving ₹16K Cr annually. An AI activation agent that shifted login conversion from 9% to 12%, unlocking ₹3.6K Cr in revenue. A real-time fraud detection system that cut response time from 24 hours to under a minute — preventing ₹200 Cr in losses. What sets me apart is the ability to sit equally well with a senior engineer debating tech trade-offs and a business leader making resourcing calls — and get both to move in the same direction. I've used AI not just as a feature, but as a core lever for automation — from intelligent bank document reconciliation at 95%+ accuracy to AI-driven personalisation that directly lifted user conversion. I build with end users in mind, grounding every roadmap decision in user behaviour, product fundamentals, and long-term platform vision. I thrive in fast-paced environments where product fundamentals matter. Whether it's defining a multi-quarter roadmap, navigating a hard tech-product trade-off, or aligning cross-functional teams across engineering, ops, and business — I bring clarity, speed, and a bias for impact. Currently exploring Senior PM opportunities where AI, platform thinking, and product vision intersect. 📍 Bengaluru | Open to Senior PM & Lead PM roles across AI, SaaS, Consumer Tech & Platforms

Location

Bengaluru

AI stack

claude

gemini

notion

replit

claudecode

Work experience

Senior Product Manager at Piramal Finance, Apr 2026 - Present · 5 mos, Bangalore Urban, Karnataka, India, Building Industry first AI Led (0 to 1) Loan Origination system for Wholesale vertical

Senior Digital Product Manager at Piramal Finance, Aug 2022 - Mar 2026 · 3 yrs 8 mos, Bengaluru, Karnataka, India, India's fastest-growing Non-Banking Financial company (NBFC) with retail Assets Under Management (AUM) of ~₹1 Lakh Cr - Built and scaled a 0 to 1 partner ecosystem from the ground up — a full-stack lifecycle platform serving 15,000+ MAUs, integrating loan origination APIs with India's top 5 partners (cutting lead-to-loan TAT by 60%), and launching a real-time payments platform that reduced payout TAT from 10+ days to real-time — collectively driving ~₹22K Cr in incremental annual revenue. - Launched AI-driven products across activation, reconciliation, and fraud — an AI activation agent that lifted partner login conversion from 9% to 12% (~₹3.6K Cr revenue), an AI-powered bank document reconciliation platform achieving 95%+ match accuracy across 30+ accounts, and an ML-powered real-time fraud detection engine with 20+ rule sets cutting detection from 24 hours to sub-minute, preventing ~₹200 Cr in fraudulent losses. - Owned platform and Martech roadmap end-to-end — built a modular, configurable promotions platform enabling cohort-based campaign targeting that contributed ~₹100 Cr in incremental revenue and drove measurable ARPU uplift; led cross-functional alignment across engineering, ops, legal, and external partners to ship at scale. - Led and mentored a team of Product Managers across engagement platforms — driving continuous discovery, roadmap prioritisation, backlog quality, and OKR alignment across multiple concurrent product lines.

Lead Product Manager - Health EMI Network Card at Bajaj Finserv, Apr 2022 - Jul 2022 · 4 mos, Pune District, Maharashtra, India, Lead the Growth and Analytics of India’s First Health EMI Card. Below are the Highlights: - Relaunched the Health EMI card with additional health benefits - Created the Go-to-market strategy, which included various channels of communication - Created and maintained the product roadmap for building digital capabilities - Raised User Stories basis the agile sprint methodology for development of customer journeys - Continuous co-ordination with cross functional stakeholders like Backend & Frontend Engineers, QA, UI/UX designers, SEO team & Marketing - Created data cohorts & segmentation basis interaction and recency based model - Funnel management of the Product on Demand platform (Business & Tech KPIs) - Worked on platforms like EDW(SQL) and Oracle Responsys

Product Manager at Bajaj Finserv Health - Health EMI Network & Labs at Bajaj Finserv, Mar 2021 - Mar 2022 · 1 yr 1 mo, Pune Division, Maharashtra, India, Built Engagement channels for Network of Hospitals and Onboarding of Lab Centres. Below are the Highlights: - Lead the Ideation and Development of Go-To-Market Strategy for customers to avail Easy EMIs at 1,100+ Network Hospitals - Maintained and developed the roadmap of DIY NLP Chat Bot Functionality which contributed to 10% of Monthly EMI Finance Logins - Onboarded Labs like Thyrocare, Dr Lal Path, Metropolis etc - Built the process for availing online lab booking journey on the Bajaj Health App - Worked on creating the SLAs and checklist for onboarding various lab partners

Data Analyst at Bajaj Finance - Business Ontology & Knowledge Engineering at Bajaj Finserv, Jul 2020 - Feb 2021 · 8 mos, Pune Division, Maharashtra, India, Worked as a Data Analyst to build demographic based Risk Rule Engine to provide pre-approved limit to customers. Below are the Highlights: ***Awarded “Ace Contributor” (Top 2% of employees) for an exceptional contribution towards Ontology Capabilities in Q4’FY21 - Worked on various prospect data sets to identify variables which are relevant for product offerings - Built Risk Rule engine to provide pre-approved (PA) and pre-qualified (PQ) offers to 1 Mn+ Prospect base - Created automated stored procedure on Data Warehouse through Structured Query Language (SQL) - Worked on POC capabilities of ontology network graph model

Finance Intern at Fidelity Investments, Apr 2018 - Jun 2018 · 3 mos, Bengaluru, Karnataka, India, Worked with the FP&A team on the Project titled “Total Cost of Operations”. Below are the highlights: - Identified the TCO of transport operations (Direct & Indirect Costs) to be ~Rs. 8 Mn - Performed a cost benefit analysis (No of Vehicles, Employee Shifts, Pick up & drop locations, Vendor payouts & more)

Operations Analyst at J.P. Morgan, May 2016 - Apr 2017 · 1 yr, Bengaluru, Karnataka, India, Worked on Loan processing software to disburse loans and accept payments for multiple high net worth individuals. Highlights: - Performed Research and Maintenance for wholesale loan operations division of HNI Clients (>$1Mn) - Executed Payment Function which dealt with fixed and floating rate loans up to $25 Mn

Associate at EY, Aug 2013 - Jan 2015 · 1 yr 6 mos, Bengaluru, Karnataka, India, Managed the Audit engagement of $100 Billion Hedge Fund by performing Substantive procedures on forwards and futures instruments ***Awarded EY Superstar, (Top 1% of employees) for outstanding execution of Audit Engagement for Year-end FY14 - Audited “Balyasny Asset Management”, a $100 Billion Hedge Fund on a half yearly and yearly basis - Performed Substantive procedures on Forwards and Futures Reconciliation

Education

Master of Business Administration - MBA, Finance, General, Symbiosis Institute of Business Management, Pune

Bachelor of Business Management, Finance, General, Christ University, Bangalore