Agnes Nancy Macdoline M profile photo 1 on Tal

Agnes Nancy Macdoline M

Senior Credit Specialist | 11+ Years in corporate Banking | Credit Assessment | Risk Assessment | Depth Structuring | Post Sanction Monitoring | Portfolio Management | Seeking Senior Finance Leadership

Bengaluru

12+ years of work experience

State Bank of India
Apr 20251 yr 3 mosPresent

I successfully led the management of a Rs. 12,000 Cr corporate credit portfolio, driving significant growth and client satisfaction. • Enhanced risk evaluation processes through comprehensive credit assessments for clients with exposures over Rs. 100 Cr. • Mentored junior analysts, fostering a culture of high performance and impactful results. • Oversaw daily operations in the manager's absence, ensuring clear delegation and sustained productivity.
State Bank of India
Mar 20205 yrs 2 mosApr 2025

• Cultivated and managed relationships with corporate clients, enhancing credit solutions tailored to their needs. • Assessed creditworthiness for clients, refining risk assessment methodologies. • Conducted in-depth financial analysis to mitigate loan default rates, resulting in heightened client satisfaction.
Canara Bank
Aug 20145 yrs 8 mosMar 2020

Canara Bank Layout

I played a pivotal role in enhancing credit decision-making processes at Canara Bank, focusing on corporate credit analysis and financial evaluations. • Determined creditworthiness through comprehensive financial analysis, resulting in improved portfolio health. • Conducted balance sheet audits to monitor risk exposure and financial stability of corporate clients. • Facilitated accurate assessments of working capital and term loan needs, ensuring timely credit disbursements.

Education

Master of Global Business, Business Administration and Management, General

Coventry University London Campus, London, United Kingdom

20111 yr2012
Sri Ramakrishna Institute of Technology

Bachelor of Engineering, Electrical, Electronics and Communications Engineering

Sri Ramakrishna Institute of Technology

20074 yrs2011

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Agnes Nancy Macdoline M on Tal

Headline

Senior Credit Specialist | 11+ Years in corporate Banking | Credit Assessment | Risk Assessment | Depth Structuring | Post Sanction Monitoring | Portfolio Management | Seeking Senior Finance Leadership

About

Seasoned finance professional with 11+ years of experience specializing in corporate credit assessment, portfolio management, and client engagement within the banking sector. Proven ability to analyze complex financial data, mitigate risk, and build strong client relationships. Adept at supporting leadership functions and driving smooth operational workflows while consistently delivering excellence. Recognized for a collaborative mindset, continuous learning, and proactive readiness to assume leadership roles to ensure seamless business continuity. Seeking a senior management role in credit / corporate finance to leverage expertise in financial analysis, credit risk management, and strategic financial planning to drive organizational growth and success within a dynamic corporate environment.

Location

Bengaluru

Work experience

Chief Manager-Credit Analyst at State Bank of India, Apr 2025 - Present · 1 yr 3 mos, I successfully led the management of a Rs. 12,000 Cr corporate credit portfolio, driving significant growth and client satisfaction. • Enhanced risk evaluation processes through comprehensive credit assessments for clients with exposures over Rs. 100 Cr. • Mentored junior analysts, fostering a culture of high performance and impactful results. • Oversaw daily operations in the manager's absence, ensuring clear delegation and sustained productivity.

Manager at State Bank of India, Mar 2020 - Apr 2025 · 5 yrs 2 mos, • Cultivated and managed relationships with corporate clients, enhancing credit solutions tailored to their needs. • Assessed creditworthiness for clients, refining risk assessment methodologies. • Conducted in-depth financial analysis to mitigate loan default rates, resulting in heightened client satisfaction.

Officer, Large Corporate Credit Wing at Canara Bank, Aug 2014 - Mar 2020 · 5 yrs 8 mos, Canara Bank Layout, I played a pivotal role in enhancing credit decision-making processes at Canara Bank, focusing on corporate credit analysis and financial evaluations. • Determined creditworthiness through comprehensive financial analysis, resulting in improved portfolio health. • Conducted balance sheet audits to monitor risk exposure and financial stability of corporate clients. • Facilitated accurate assessments of working capital and term loan needs, ensuring timely credit disbursements.

Education

Master of Global Business, Business Administration and Management, General, Coventry University London Campus, London, United Kingdom

Bachelor of Engineering, Electrical, Electronics and Communications Engineering, Sri Ramakrishna Institute of Technology

Agnes Nancy Macdoline M - Chief Manager-Credit Analyst in Bengaluru | Tal