Aditya Gupta profile photo 1 on Tal

Aditya Gupta

Building 0→1 | Strategy & Business Operator | CRED | | Ex-Nomura | IIT Kanpur

India

7+ years of work experience

CRED
Dec 20223 yrs 9 mosPresent

Greater Bengaluru Area

Launched and scaled CRED's AI-calling charter for soft collections, moving ~75% of post-bounce users to an AI-driven first touch Led recoveries for CRED's hardest NPA cohorts (DPD 90+ and 180+) & doubled the recovery rate by working across operations, data science, and product. Cut monthly collection cost ~50% with a behavioral treatment model reallocating users to IVR and chatbots, even as the loan book scaled several-fold. Own the fraud & abuse metric; reduced refund abuse in CRED Store using location, device, and affluence signals. Lifted retention ~5% through persona-led monetization.
NextLeap
Nov 20225 mosMar 2023

Greater Bengaluru Area

Graduated top 4% of the cohort; final project pitched a strategy to grow YouTube Premium subscriptions. Built PM fundamentals end-to-end: user research, problem framing, ideation/validation, solution design, metrics, PRDs, and system/tech design. Solved live product cases with senior PMs and industry leaders.
Nomura
May 20211 yr 8 mosDec 2022

Mumbai Metropolitan Region

Executed secondary-market trades across European ABS — leveraged loans (LL), CLOs, RMBS, CMBS — with the London trading desk. Built cash-flow models to price leveraged loans across consumer, auto, and credit-card collateral. Built the Leveraged Loans Tracker into a loan-bidding app used daily by trading and sales. Monitored portfolio investments, credit risk, and market risk with regular reporting.
Nomura
Apr 20203 mosJun 2020

India

Built VaR (Value at Risk) models to optimize regulatory capital requirements. Awarded a Pre-Placement Offer (PPO) for outstanding contributions.
Antaragni IIT Kanpur
Mar 202011 mosJan 2021

India

Led the sponsorship and marketing charter for one of India's largest cultural festivals. Grew marketing/sponsorship revenue ~70% by pivoting to new partner segments (incl. PSUs) and closing corporate deals. (RECONCILE: resume says team of 120 / +30% YoY / INR 5 Cr budget; LinkedIn says team of 40 / +70%. Pick one consistent version across both.)
Antaragni IIT Kanpur
Mar 20191 yr 1 moMar 2020

India

Led a 15-member team to scale the subcontinent's oldest and largest rock festival into Bangladesh and Nepal.

Aditya’s AI Stack

claude
claude
openai
openai

Education

Indian Institute of Technology, Kanpur

Bachelor of Technology - BTech, Civil Engineering

Indian Institute of Technology, Kanpur

20174 yrs2021

Sri Sathya Sai Vidya Vihar, Indore

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Headline

Building 0→1 | Strategy & Business Operator | CRED | | Ex-Nomura | IIT Kanpur

About

Strategy and business operator at CRED. I own AI collections, NPA buckets, and risk levers across the lending business, running collections and recoveries strategy, and building 0→1 with product, data science, and operations. Before CRED, I was in Global Markets at Nomura, executing secondary-market trades across European ABS (leveraged loans, CLOs, RMBS, CMBS) alongside the London desk and building the pricing/tracking tools the desk used daily. IIT Kanpur (B.Tech), CFA Institute Certificate in ESG Investing, and a Top PM Fellow (top 4%) at NextLeap. I like hard, ambiguous, business-wide problems and turning them into shipped, measurable outcomes.

Location

India

AI stack

claude

openai

Work experience

Lending Strategy & Business at CRED, Dec 2022 - Present · 3 yrs 9 mos, Greater Bengaluru Area, Launched and scaled CRED's AI-calling charter for soft collections, moving ~75% of post-bounce users to an AI-driven first touch Led recoveries for CRED's hardest NPA cohorts (DPD 90+ and 180+) & doubled the recovery rate by working across operations, data science, and product. Cut monthly collection cost ~50% with a behavioral treatment model reallocating users to IVR and chatbots, even as the loan book scaled several-fold. Own the fraud & abuse metric; reduced refund abuse in CRED Store using location, device, and affluence signals. Lifted retention ~5% through persona-led monetization.

Top Product Management Fellow at NextLeap, Nov 2022 - Mar 2023 · 5 mos, Greater Bengaluru Area, Graduated top 4% of the cohort; final project pitched a strategy to grow YouTube Premium subscriptions. Built PM fundamentals end-to-end: user research, problem framing, ideation/validation, solution design, metrics, PRDs, and system/tech design. Solved live product cases with senior PMs and industry leaders.

Asset Backed Securities, Global Markets at Nomura, May 2021 - Dec 2022 · 1 yr 8 mos, Mumbai Metropolitan Region, Executed secondary-market trades across European ABS — leveraged loans (LL), CLOs, RMBS, CMBS — with the London trading desk. Built cash-flow models to price leveraged loans across consumer, auto, and credit-card collateral. Built the Leveraged Loans Tracker into a loan-bidding app used daily by trading and sales. Monitored portfolio investments, credit risk, and market risk with regular reporting.

Front Office Risk, Global Markets at Nomura, Apr 2020 - Jun 2020 · 3 mos, India, Built VaR (Value at Risk) models to optimize regulatory capital requirements. Awarded a Pre-Placement Offer (PPO) for outstanding contributions.

Head, Marketing & Sponsorships at Antaragni IIT Kanpur, Mar 2020 - Jan 2021 · 11 mos, India, Led the sponsorship and marketing charter for one of India's largest cultural festivals. Grew marketing/sponsorship revenue ~70% by pivoting to new partner segments (incl. PSUs) and closing corporate deals. (RECONCILE: resume says team of 120 / +30% YoY / INR 5 Cr budget; LinkedIn says team of 40 / +70%. Pick one consistent version across both.)

Head, Synchronicity at Antaragni IIT Kanpur, Mar 2019 - Mar 2020 · 1 yr 1 mo, India, Led a 15-member team to scale the subcontinent's oldest and largest rock festival into Bangladesh and Nepal.

Education

Bachelor of Technology - BTech, Civil Engineering, Indian Institute of Technology, Kanpur

Sri Sathya Sai Vidya Vihar, Indore