Headline

Banking Transformation Strategist | Corporate Lending · Digital Channels · Exploring AI in Banking | Accenture Strategy | Chicago Booth

About

As part of the Global Network within Accenture Strategy & Consulting, I lead the Corporate Banking Digital Transformation offering — focusing on Corporate Lending, Digital Channels, and CRM. My work spans the full transformation lifecycle, from strategy through delivery, for banks across North America, India, and the Middle East. A few career highlights I'm proud of: - Engagement Lead for Corporate Banking Transformation at a major bank in Saudi Arabia - Delivered multiple corporate lending transformations across India, UAE and KSA banks, helping banks reduce credit application turnaround time (TAT) and improve operational efficiency - Led functional design for payments module for a major North American bank's corporate banking portal - Co-led Accenture's Core Banking offering within the Global Network - Certifications: BIAN, Thought Machine Vault Fundamentals I'm currently exploring how agentic AI will reshape corporate banking — and believe it represents the next major wave of transformation in this space.

Location

Mumbai

AI stack

cursor

opencode

Work experience

Senior Manager at Accenture, Dec 2009 - Present · 16 yrs 9 mos, Mumbai, As part of Accenture's Global Network, I lead the Corporate Banking Digital Transformation offering — encompassing Corporate Lending, Digital Channels, and CRM. I develop and maintain reusable capability assessment frameworks deployed across client engagements globally. Strategy & Consulting — Global Network - Financial Services - Banking (2021 – Present) Engagement Lead — Corporate Banking Transformation at a large bank in Saudi Arabia; overseeing concurrent programs: SME Lending, Corporate Lending, Corporate CRM, Digital Account Opening, Corporate KYC Strategy Advisor — SME Lending Transformation at a large bank in Saudi Arabia; led customer journey design, business requirements, and stakeholder management; reduced case processing time by ~30% Functional Lead — Corporate Lending Process Optimization at a large UAE bank; recommended 13 process adjustments, optimizing turnaround time by 61% Journey Design Lead — Corporate Lending Loan Origination platform for a large Indian bank; achieved 50% TAT reduction across E2E journey Accenture Technology — Chicago, USA (2013 – 2020) Payments Initiation — Functional lead for modernizing corporate payments channel for a leading US financial institution (daily transaction volumes of $150B); defined requirements for US ACH, International Payments, US Corporate Tax, and Child Support payments Payments Fraud — Core team member on one of the bank's first fraud detection initiatives integrated with the corporate payments portal; analyzed fraud patterns and defined fraud prevention rules Deep expertise in payment messaging formats: NACHA, ISO 20022, SWIFT (MT103, MT202) Accenture Technology — Mumbai, India (2009 – 2012) Delivered functional design and migration approach for US domestic payments from vendor portal to in-house corporate banking portal

Education

Master of Business Administration - MBA, Finance, Entrepreneurship, Economics, and Accounting, The University of Chicago Booth School of Business

Bachelor of Engineering - BE, Electronics and Telecommunication, Thakur College Of Engineering and Technology | University of Mumbai