---
title: "ACMA Bahannisikha Pal - Head- SME Division in Kolkata | Tal"
description: "Meet ACMA Bahannisikha Pal, CMA | Credit & Project Finance Professional | Working Capital & Term Loan Specialist | Financial Analysis | CMA Data Preparation | Banking Relationship Management | Advanced Excel based in Kolkata."
image: "https://tal.club/meet/acma-bahannisikha/share-image"
---

# ACMA Bahannisikha Pal on Tal

## Headline

CMA \| Credit & Project Finance Professional \| Working Capital & Term Loan Specialist \| Financial Analysis \| CMA Data Preparation \| Banking Relationship Management \| Advanced Excel

## About

A qualified CMA with extensive experience in financial statement analysis, credit risk assessment and compliance reporting\. Skilled in preparing detailed CMA data to facilitate bank finance and maintaining coordination with banking partners\. Committed to advancing within the financial sector by further developing analytical expertise and contributing meaningfully to strategic decision\-making processes\.

## Location

Kolkata

## Work experience

Head\- SME Division at Barefoot Resource Management Pvt\. Ltd, Aug 2025 \- Present · 1 yr, Kolkata, West Bengal, India

Senior Credit Analyst at Barefoot Resource Management Pvt\. Ltd, Mar 2024 \- Jul 2025 · 1 yr 5 mos, Kolkata, West Bengal, India, Conducted comprehensive business analysis and prepared financial statements to assess company performance\. Evaluated credit worthiness of businesses to determine eligibility for credit facilities\. Compiled and submitted monthly and quarterly compliance reports\. Prepared CMA data for facilitating bank finance\. Prepared Detailed Project Reports, assessed and reviewed LCs and BGs\. Managed ROC related tasks, including creation, modification and satisfaction of charges as well as conducting public document reviews and preparing ROC Search Reports\.

Credit Analyst at Barefoot Resource Management Pvt\. Ltd, Jan 2023 \- Feb 2024 · 1 yr 2 mos, Kolkata, West Bengal, India, Conducted comprehensive business analysis and prepared financial statements to assess company performance\. Evaluated credit worthiness of businesses to determine eligibility for credit facilities\. Compiled and submitted monthly and quarterly compliance reports\. · Prepared CMA data for facilitating bank finance\.

Industrial Trainee at Technico \(India\) Private Limited, Jul 2022 \- Dec 2022 · 6 mos, Kolkata, West Bengal, India, Prepared monthly & quarterly banking compliance reports\. Preparation of CMA data to assist with bank finance\. Coordinated effectively with banking officials to address and resolve credit\-related inquiries and issues\.

## Education

CMA, Institute of Cost Accountants of India

Bachelor of Commerce \- B\.Com \(Honours\), Accounting and Finance, University of Calcutta

[View the original profile](https://tal.club/meet/acma-bahannisikha)

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