---
title: "Abhishek Mishra - EIR & Lending Product Lead in Bengaluru | Tal"
description: "Meet Abhishek Mishra, I Build and Scale Fintech Platforms | 0-to-1 Product Builder | Ex - M2P, Perfios based in Bengaluru. AI stack includes anthropic apis, antigravity, and claude code."
image: "https://tal.club/meet/abhishek-mishra-17/share-image"
---

# Abhishek Mishra on Tal

## Headline

I Build and Scale Fintech Platforms \| 0\-to\-1 Product Builder \| Ex \- M2P, Perfios

## About

The Indian fintech landscape hasn't just shifted in the last seven years — it has been completely rewritten\. From paper forms to seamless eKYC APIs\. From rigid onboarding workflows to conversation\-driven interfaces\. From static Excel sheets to instant, actionable risk insights\. Over the last 7\+ years, I haven't just witnessed the evolution of India's fintech infrastructure—I’ve been in the trenches building it\. Every major shift in the ecosystem has required a fundamental re\-imagining of how platforms operate: \- The Digitization Wave: Moving the industry past manual friction by architecting eKYC suites that compressed loan disbursal timelines from 5 days down to 24 hours\. \- The Infrastructure Era: Scaling modular Loan Origination Systems \(LOS\) and pioneering no\-code Business Rule Engines \(BRE\) that slashed enterprise onboarding times from 6 months to 4 weeks\. \- The Intelligence Frontier: Leveraging Digital Public Infrastructure \(DPI\), integrating Account Aggregators, and shifting from basic rule based code to intelligent agents capable of running straight\-through processing \(STP\) with sub\-10\-second risk turnarounds Building in fintech isn't just about writing code or shipping features; it’s about navigating a highly dynamic landscape\. Whether it's aligning with DPDP compliance, navigating evolving RBI guidelines on unsecured portfolios, or scaling platforms from zero to $200K\+ ARR, the goal remains the same: transforming regulatory and technical complexity into clean, friction\-free business growth\. I build for depth, scale, and the next wave of financial infrastructure\. Let's connect if you're building the future of lending\. Professional Skills Product Strategy & Vision \| 0\-to\-1 Product Development \| Go\-To\-Market \(GTM\) Strategy \| Roadmap Prioritization \| Product\-Market Fit \(PMF\) \| Cross\-Functional Leadership \| Technical Product Management \| Agile & Scrum Methodologies \| SAAS \| No\-Code Platform Domain Knowledge Loan Origination Systems \(LOS\) \| Underwriting Automation \| Straight\-Through Processing \(STP\) \| Bank Statement Analysis \(BSA\) \| Account Aggregator \(AA\) Ecosystems \| Business Rule Engines \(BRE\) \| Fraud Pattern Detection \| eKYC & Identity Verification \| Regulatory Compliance

## Location

Bengaluru

## AI stack

anthropic apis

antigravity

claude code

claude

codex

cursor

## Work experience

EIR & Lending Product Lead at Signzy, Nov 2023 \- Present · 2 yrs 11 mos, Bengaluru, Orchestrated launch of bank statement analysis platform, onboarding 29 customers and scaling revenue to $200K ARR within 1\.8 years\. Implemented fraud pattern detection checks, reducing document analysis review time from hours to minutes and improving fraud detection quality in straight\-through processing \(STP\) flows Optimized analysis delivery processing to 10 second turnaround, boosting STP adoption and scaling monthly analysis volume from 30K to 400K

Product Lead \- LOS at M2P Fintech, Aug 2022 \- Oct 2023 · 1 yr 3 mos, Bengaluru, Directed the end\-to\-end strategy, unified architecture design, and market launch of a Loan Origination Platform, delivering the MVP rapidly and scaling processing to 40K loans within six months of go\-live\. Pioneered a no\-code Business Rule Engine \(BRE\) and Workflow Builder, drastically reducing enterprise customer onboarding timelines from 6 months to just 4 weeks\. Expanded addressable markets and distribution channels by launching multiple lending journeys \(Personal, Auto, Business, Gold, BNPL\) and deploying a dedicated Direct Selling Agent \(DSA\) mobile application\.

Co\-Founder at QuickBoarding, Aug 2021 \- Jul 2022 · 1 yr, Noida, Identified critical pre\-digitization market gaps through extensive lender research and launched an MVP lending platform within 8 months alongside a lean, 4 person team\. Drove the initial go\-to\-market execution and successfully acquired early customers handling business and personal lending portfolios\. Led the venture from concept through early growth until successfully acquihired by Finflux to build enterprise\-scale lending solutions\.

Product Manager at Perfios, Apr 2019 \- Aug 2021 · 2 yrs 5 mos, Noida, Accelerated operational velocity for financial institutions by launching an eKYC suite that reduced personal loan disbursal timelines from 3\-5 days to a single day\. Architected a NACH automation module that achieved an 80% automated recurring loan settlement rate, largely eliminating manual portfolio tracking requirements\. Streamlined loan disbursals by developing a contract management module equipped with multiparty electronic signature capabilitie

IS Consultant at Altitude Software, Mar 2018 \- Apr 2019 · 1 yr 2 mos, Gurgaon, India, Led critical digital transformation initiatives, including integrating citizen\-facing IVR systems for the Chattisgarh Smart City police and developing backend CRM architectures for Sodexo's support platform\. Initiated and delivered a proof\-of\-concept for a cloud\-based telephony platform designed to streamline SMB onboarding\.

## Education

B\.Tech, Computer Science, Noida Institute of Engineering & Technology

[View the original profile](https://tal.club/meet/abhishek-mishra-17)

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