Headline

I Build and Scale Fintech Platforms | 0-to-1 Product Builder | Ex - M2P, Perfios

About

The Indian fintech landscape hasn't just shifted in the last seven years — it has been completely rewritten. From paper forms to seamless eKYC APIs. From rigid onboarding workflows to conversation-driven interfaces. From static Excel sheets to instant, actionable risk insights. Over the last 7+ years, I haven't just witnessed the evolution of India's fintech infrastructure—I’ve been in the trenches building it. Every major shift in the ecosystem has required a fundamental re-imagining of how platforms operate: - The Digitization Wave: Moving the industry past manual friction by architecting eKYC suites that compressed loan disbursal timelines from 5 days down to 24 hours. - The Infrastructure Era: Scaling modular Loan Origination Systems (LOS) and pioneering no-code Business Rule Engines (BRE) that slashed enterprise onboarding times from 6 months to 4 weeks. - The Intelligence Frontier: Leveraging Digital Public Infrastructure (DPI), integrating Account Aggregators, and shifting from basic rule based code to intelligent agents capable of running straight-through processing (STP) with sub-10-second risk turnarounds Building in fintech isn't just about writing code or shipping features; it’s about navigating a highly dynamic landscape. Whether it's aligning with DPDP compliance, navigating evolving RBI guidelines on unsecured portfolios, or scaling platforms from zero to $200K+ ARR, the goal remains the same: transforming regulatory and technical complexity into clean, friction-free business growth. I build for depth, scale, and the next wave of financial infrastructure. Let's connect if you're building the future of lending. Professional Skills Product Strategy & Vision | 0-to-1 Product Development | Go-To-Market (GTM) Strategy | Roadmap Prioritization | Product-Market Fit (PMF) | Cross-Functional Leadership | Technical Product Management | Agile & Scrum Methodologies | SAAS | No-Code Platform Domain Knowledge Loan Origination Systems (LOS) | Underwriting Automation | Straight-Through Processing (STP) | Bank Statement Analysis (BSA) | Account Aggregator (AA) Ecosystems | Business Rule Engines (BRE) | Fraud Pattern Detection | eKYC & Identity Verification | Regulatory Compliance

Location

Bengaluru

AI stack

anthropic apis

antigravity

claude code

claude

codex

cursor

Work experience

EIR & Lending Product Lead at Signzy, Nov 2023 - Present · 2 yrs 11 mos, Bengaluru, Orchestrated launch of bank statement analysis platform, onboarding 29 customers and scaling revenue to $200K ARR within 1.8 years. Implemented fraud pattern detection checks, reducing document analysis review time from hours to minutes and improving fraud detection quality in straight-through processing (STP) flows Optimized analysis delivery processing to 10 second turnaround, boosting STP adoption and scaling monthly analysis volume from 30K to 400K

Product Lead - LOS at M2P Fintech, Aug 2022 - Oct 2023 · 1 yr 3 mos, Bengaluru, Directed the end-to-end strategy, unified architecture design, and market launch of a Loan Origination Platform, delivering the MVP rapidly and scaling processing to 40K loans within six months of go-live. Pioneered a no-code Business Rule Engine (BRE) and Workflow Builder, drastically reducing enterprise customer onboarding timelines from 6 months to just 4 weeks. Expanded addressable markets and distribution channels by launching multiple lending journeys (Personal, Auto, Business, Gold, BNPL) and deploying a dedicated Direct Selling Agent (DSA) mobile application.

Co-Founder at QuickBoarding, Aug 2021 - Jul 2022 · 1 yr, Noida, Identified critical pre-digitization market gaps through extensive lender research and launched an MVP lending platform within 8 months alongside a lean, 4 person team. Drove the initial go-to-market execution and successfully acquired early customers handling business and personal lending portfolios. Led the venture from concept through early growth until successfully acquihired by Finflux to build enterprise-scale lending solutions.

Product Manager at Perfios, Apr 2019 - Aug 2021 · 2 yrs 5 mos, Noida, Accelerated operational velocity for financial institutions by launching an eKYC suite that reduced personal loan disbursal timelines from 3-5 days to a single day. Architected a NACH automation module that achieved an 80% automated recurring loan settlement rate, largely eliminating manual portfolio tracking requirements. Streamlined loan disbursals by developing a contract management module equipped with multiparty electronic signature capabilitie

IS Consultant at Altitude Software, Mar 2018 - Apr 2019 · 1 yr 2 mos, Gurgaon, India, Led critical digital transformation initiatives, including integrating citizen-facing IVR systems for the Chattisgarh Smart City police and developing backend CRM architectures for Sodexo's support platform. Initiated and delivered a proof-of-concept for a cloud-based telephony platform designed to streamline SMB onboarding.

Education

B.Tech, Computer Science, Noida Institute of Engineering & Technology