Headline

Product@Muthoot || IIT Roorkee || Ex-TVS

About

Experienced professional with a solid foundation in the industry, having worked across Fintech and BFSI for 3+ years. His journey has led him through some of the industry's key players, shaping the skills and perspectives in Product Management, Analytics, Project Management and Business Strategy. Experience: 🔹 TVS Credit : Product Manager - Consumer Finance, Leading Digital Transformation. 🔹 Kotak Mahindra Bank: Data Analytics Intern, leveraging insights to make informed decisions. 🔹 Accenture in India: Former Cloud Support Engineer, offering technical solutions to complex challenges. 🔹 Tata Consultancy Services: Experienced Programmer and Graduate Trainee, contributing to innovative projects. Education: 🔹MBA - IIT Roorkee: refining leadership and strategy skills. 🔹St. Xavier's College, Ranchi: Bachelor's in Information Technology, laying the foundation for my journey. Let's connect and collaborate on tech, analytics, and business innovations. Open to discussions, partnerships, and growth opportunities.

Location

Bengaluru

AI stack

claude

openai

perplexity

Canva Magic Studio

Figma Make

Framer AI

Work experience

Product Manager at Muthoot FinCorp ONE, Apr 2026 - Present · 6 mos, Bengaluru, Karnataka, India, Building scalable systems for Digital MSME Lending, to deliver sharper business decisions and improved customer experiences.

Deputy Manager - Product at TVS Credit Services Ltd., Jun 2024 - Apr 2026 · 1 yr 11 mos, Chennai, Tamil Nadu, India, - Led LOS & LMS revamp implementation to digitize lending operations and improve efficiency in disbursement funnel. - Drove underwriting automation implementation and rule-based decisioning to speed up approvals. - Built scalable lead generation flow and funnel optimization strategies to boost conversions. - Designed seamless user journeys enhancing overall customer experience.

Management Trainee at TVS Credit Services Ltd., Jun 2024 - Jun 2025 · 1 yr 1 mo, Chennai, Tamil Nadu, India, - Researched on New Product Opportunities majorly focusing on Sustainability, and how lending opportunities align with it. - Won the prestigious TVS EPIC contest 2025.

Business Analyst at Kotak Mahindra Bank, May 2023 - Jul 2023 · 3 mos, Mumbai, Maharashtra, India, - Analyzed transaction data of 1Cr+ customers exiting business loans, identifying triggers for churn using Excel - Improved risk assessment accuracy by 17% and strategic decision-making through statistical analysis

Associate - Cloud Tech at Accenture in India, Feb 2022 - Jul 2022 · 6 mos, Bengaluru, Karnataka, India

Programmer at Tata Consultancy Services, Jan 2021 - Feb 2022 · 1 yr 2 mos, Kolkata, West Bengal, India, • Conducted data analysis on a database of 100,000+ users and devices using Excel, SQL, and Azure tools. • Ensured software and security compliance for the organization's assets as part of the compliance team.

Graduate Trainee at Tata Consultancy Services, Jan 2021 - Apr 2021 · 4 mos, Kolkata, West Bengal, India, Conducted data analysis on a base of 100,000+ users and devices using SQL, and Azure tools. Ensured software and security compliance for the organization as part of compliance team. Conducted KTs, participated in Agile cycles, enhancing team productivity by 25%.

Education

Master of Business Administration - MBA, Information Technology, Indian Institute of Technology, Roorkee

Bachelor of Science, Information Technology, st. xavier's college, ranchi