---
title: "Abhinav Agarwal 🎧 - Head of Products in Mumbai | Tal"
description: "Meet Abhinav Agarwal 🎧, Head of Product | 0→1 Execution | Product-led Growth | Fintech Super App Expert | Customer-Centric Innovation | ISB, NUS based in Mumbai. AI stack includes anthropic apis, claude code, and claude."
image: "https://tal.club/meet/abhinav-agrawal-1/share-image"
---

# Abhinav Agarwal 🎧 on Tal

## Headline

Head of Product \| 0→1 Execution \| Product\-led Growth \| Fintech Super App Expert \| Customer\-Centric Innovation \| ISB, NUS

## About

As a strategic Product and Business leader with over 13 years of experience Driving Innovation across Broking, Wealth management, and Fintech, I am passionate about transforming the financial services landscape through Technology and Customer\-Centricity\. Currently serving as Senior Vice President – Product Manager at Motilal Oswal Financial Services, I lead end\-to\-end product strategy for Retail, HNI, and Wealth Clients\. My focus: launching 0\-to\-1 digital products and scaling platforms like Stocks, F&O, Mutual Funds, PMS, and AIF to deliver measurable business impact\. My journey includes orchestrating digital transformation, integrating advanced payment gateways, and driving quarterly double\-digit growth and market share expansion\. Previously, at INDmoney, I was part of the founding team, launching full\-stack wealth platforms including US/India stock broking, neo\-banking, and digital remittance\. My formative years at HDFC Bank, Citibank, and Standard Chartered Bank grounded me in customer\-centric innovation and end\-to\-end financial product delivery\. Known for blending vision with execution, I build agile, high\-performance teams and foster ecosystems that balance compliance, risk, and growth\. My leadership mantra: empower teams, harness analytics, and innovate at scale\. I am continually inspired by the potential of digital to elevate customer experiences and unlock new business frontiers\. As I advance my journey, I seek to connect with like\-minded leaders, teams, and organizations ready to shape the future of finance\. Let’s connect to explore how we can transform financial services together\.

## Location

Mumbai

## AI stack

anthropic apis

claude code

claude

codex

lovable

notebooklm

## Work experience

Head of Products at 5paisa, Oct 2025 \- Present · 11 mos, Mumbai, Leading the product strategy and roadmap for one of India's leading digital discount brokers\. My focus is on scaling the core investing experience and driving user\-centric innovation across the platform\. Key Responsibilities: Product Strategy: Defining the long\-term vision for equity, mutual funds, and derivative product lines\. Experience Design: Partnering with Design and Engineering teams to simplify complex trading workflows for millions of retail investors\. Growth & Retention: Leveraging data\-driven insights to improve user onboarding, engagement, and lifetime value\. Regulatory Excellence: Ensuring all product features align with evolving SEBI guidelines while maintaining a seamless user journey\.

Senior Vice President \- Head of Product Management at Motilal Oswal Financial Services Ltd, Aug 2022 \- Oct 2025 · 3 yrs 3 mos, Mumbai, Maharashtra, India, At Motilal Oswal Financial Services, I lead the end\-to\-end product strategy and innovation for retail and HNI segments, owning the entire product roadmap lifecycle from ideation \(0\-to\-1\) through scaling \(1\-to\-10\)\. I spearhead the conceptualisation of PoCs, integration plans, and meticulous tracking of post\-launch performance metrics across broking and non\-broking digital platforms—including flagship offerings like trading apps, US stocks, digital fixed deposit, IPO and bond platforms, private wealth management tools, and mutual fund solutions\. I orchestrate fast\-paced product delivery cycles, consistently shipping new products and features in 1–2 months, blending development, UAT, and production deployments to maintain responsiveness and agility\. I drive customer journey design and optimisation, applying continuous user feedback and market research to enhance onboarding, retention, and adoption rates\. A core part of my leadership involves collaborating closely with business and operations to transform complex workflows into clear, scalable processes, and managing cross\-functional stakeholder groups spanning CXO leadership, engineering, design, compliance, QA, marketing, and strategic partners\. I bridge technology and business to deliver compliant, customer\-centric financial products\. My responsibilities also include strategic payment gateway integrations, rigorous risk and compliance enforcement, and leveraging advanced analytics tools to optimise funnel performance, revenue, and monetisation\. Under my leadership, the company transformed from legacy platforms to scalable, mobile\-first solutions—achieving rapid functional parity within 8\-9 months\. I have driven a 32% increase in broking revenue and sustained quarterly growth above 20%, tripled IPO market share, and multiplied SIP inflows fivefold\. I have also improved trader activation rates from 25% to 40%, boosted app ratings\.

Senior Vice President \(Founding Team Member\) at INDmoney, Apr 2022 \- Aug 2022 · 5 mos, As a founding team member at INDmoney, I was instrumental in shaping the platform from concept to a full\-stack digital wealth and financial services ecosystem serving millions of users\. I led multiple 0\-to\-1 product launches across stock broking, neo\-banking, fixed deposits, remittances, and account aggregation, while also driving mutual fund advisory and transaction services\. My responsibilities included building scalable customer\-centric product roadmaps, optimizing user journeys, enabling data\-driven decision making, and orchestrating cross\-functional alignment to quickly launch new features\. Additionally, I established and mentored a high\-performing product team and fostered a culture of innovation and ownership\.

Vice President \(Founding Team Member\) at INDmoney, Apr 2019 \- Mar 2022 · 3 yrs, New Delhi Area, India

HDFC Bank – Private Banking Group \| Senior Manager – Product Management at HDFC Bank, Apr 2018 \- Mar 2019 · 1 yr, New Delhi Area, India, I led the digital transformation of HDFC Bank’s Private Banking segment by transitioning traditional relationship manager\-centric services into mobile\-first, self\-service digital modules\. I launched digital products across mutual funds, insurance, and fixed deposits, designed to enhance direct\-to\-consumer transaction volumes and client engagement\. My role involved extensive customer research and data analysis to optimize onboarding and investment journeys, managing the full product life cycle with cross\-functional teams, and implementing compliant release processes\. I also collaborated closely with sales and relationship managers to ensure product\-market alignment and effective go\-to\-market strategies\.

Investment Products Manager at Citibank India, Jun 2015 \- Apr 2018 · 2 yrs 11 mos, Gurgaon, Haryana, India, I managed investment product initiatives for affluent clientele, focusing on training, advisory support, and platform enhancements aimed at deepening wealth penetration within customer portfolios

## Education

Master of Business Administration \- MBA, Marketing, Strategy and Leadership, Indian School of Business

Executive Education Programme, Corporate Entrepreneurship & Global Strategy, National University of Singapore

[View the original profile](https://tal.club/meet/abhinav-agrawal-1)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/abhinav-agrawal-1#person",
      "name": "Abhinav Agarwal 🎧",
      "url": "https://tal.club/meet/abhinav-agrawal-1",
      "image": "https://tal.club/meet/abhinav-agrawal-1/profile-photo.jpg",
      "description": "Meet Abhinav Agarwal 🎧, Head of Product | 0→1 Execution | Product-led Growth | Fintech Super App Expert | Customer-Centric Innovation | ISB, NUS based in Mumbai. AI stack includes anthropic apis, claude code, and claude.",
      "jobTitle": "Head of Products",
      "worksFor": {
        "@type": "Organization",
        "name": "5paisa"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Head of Products"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Mumbai"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Indian School of Business"
        },
        {
          "@type": "EducationalOrganization",
          "name": "National University of Singapore"
        }
      ],
      "knowsAbout": [
        "anthropic apis",
        "claude code",
        "claude",
        "codex",
        "lovable",
        "notebooklm"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/abhinav-agrawal-1#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/abhinav-agrawal-1#webpage",
      "url": "https://tal.club/meet/abhinav-agrawal-1",
      "name": "Abhinav Agarwal 🎧 on Tal",
      "description": "Meet Abhinav Agarwal 🎧, Head of Product | 0→1 Execution | Product-led Growth | Fintech Super App Expert | Customer-Centric Innovation | ISB, NUS based in Mumbai. AI stack includes anthropic apis, claude code, and claude.",
      "dateModified": "2026-08-31T18:12:19.471Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/abhinav-agrawal-1#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/abhinav-agrawal-1/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/abhinav-agrawal-1/profile-photo.jpg",
        "caption": "Abhinav Agarwal 🎧 profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```