Headline

Data Scientist | IIT Bombay | Credit Risk Analytics

About

Credit Risk Analytics professional with experience in developing, validating, and monitoring risk models for retail lending. Skilled in Python, SQL, SAS, machine learning, and Generative AI, with hands-on experience in scorecard development, feature engineering, model validation, and production implementation. Passionate about solving business problems using data, leveraging AI-driven solutions, and continuously learning emerging technologies.

Location

Greater Bengaluru Area

AI stack

cursor

opencode

claudecode

Work experience

Senior Manager - Risk Analytics at Kotak Mahindra Bank, Apr 2025 - Jul 2026 · 1 yr 4 mos, Bengaluru

Manager - Risk Analytics at Kotak Mahindra Bank, Aug 2024 - Apr 2025 · 9 mos, Bengaluru, Karnataka, India

Management Trainee - Data science at Kotak Mahindra Bank, Aug 2023 - Aug 2024 · 1 yr 1 mo, Mumbai, Risk Analytics

Teaching Assistant at Indian Institute of Technology, Bombay, Jan 2023 - May 2023 · 5 mos, GNR602 Advanced Satellite Image Processing GNR630 Introduction to Geospatial Technologies

Teaching Assistant at Indian Institute of Technology, Bombay, Aug 2022 - Dec 2022 · 5 mos, GNR607 Satellite Image Processing

Company Coordinator at Placement Office, IIT Bombay, Jun 2022 - Jun 2023 · 1 yr 1 mo

Interview coordinator at Placement Office, IIT Bombay, Oct 2021 - Dec 2021 · 3 mos

Education

M.Tech, Geo-informatics, Indian Institute of Technology, Bombay

M.Tech, Construction Management, Indian Institute of Technology, Madras